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14
Is any one out there that works for an insurance company???
posted 2 years ago by Yinz 2 years ago by Yinz +14 / -0
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– WhattheWhat3 3 points 2 years ago +3 / -0

If the incident happens in the future and you are bit by their dog their insurance pays. The owner is always responsible for keeping their animal contained. Maybe mention to them a level 4 dog bite typically pays out $125,000-500,000. With a pit bull, you’re getting at least a level 4 bite. That’s why they are often excluded on acceptable breeds at rentals. The owner doesn’t want the liability risk. It’s ALWAYS the dog owners fault unless you’re trespassing on their property and even then the owner has a responsible responsibility to keep their dog contained.

https://www.clinicone.com.np/different-levels-of-dog-bites-what-to-expect-in-each-level/#:~:text=Level%20Five%3A%20In%20level%20five,caused%20because%20of%20the%20bite.

I recommend looking up dog bite levels and average insurance payouts. Then print it and give it to your neighbor next time you tell them you don’t want to get bit by their dog. Also, check your state/county law on dog bites and discharging of the animal. Sometimes there is no option and the dog bites, breaks skin, has to be put down. Remind the owner what exactly is at stake.

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– doug1956 1 point 2 years ago +1 / -0

Insurance will not pay for this breed!

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– doug1956 3 points 2 years ago +3 / -0

You need a lawyer not an insurance person. From an insurance prospective, many breeds are not covered under the liability section a Homeowner policy. Of course, pit-bulls are one of those breeds.

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– bigt1915 2 points 2 years ago +2 / -0

Put it down.

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– Mr_A 1 point 2 years ago +1 / -0

In most cases you'd prefer to have a good healthy body instead of a payout. Pepper spray is cheap and effective.

If you can, talk to your neighbor. May not work, but worth a try. Bad situation. Good luck.

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– SuperTrooper4U 1 point 2 years ago +1 / -0

Ether (starting fluid) makes a nice dog repellent in a pinch.. and it's legal everywhere..

Source: me... worked repo for 30 years, my goto for yard dogs and doesn't leave any trace

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– Yinz [S] 1 point 2 years ago +1 / -0

Please educate me on the starter fluid… Hubby is an Auto tech ,,, so that can be got easy …

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– SuperTrooper4U 1 point 2 years ago +1 / -0

It's ether, usually has a straight stream spray and a very strong smell. Dogs are repelled by it. With a very high vapor pressure it evaporates quickly leaving no trace..

It's not a magic bullet, but will give enough distraction to get away.

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– GGRockz 1 point 2 years ago +1 / -0

I don't work in insurance but yes you can.

If you have a pit bull you have to pay an increased insurance premium.

My neighbors dog attacked another neighbors dog and when trying to pull them apart he was bit. The one neighbor had to pay all vet bills and doctor bills.

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– Patriot11Retiree 1 point 2 years ago +1 / -0

Yes, but try not letting the dog attack you. It will hurt and can cause serious lifelong damage. The problem is you don't know if the neighbors have any kind of insurance. I actually doubt they do.

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– Yinz [S] 1 point 2 years ago +1 / -0

It’s my brother in law … they are not paying insurance… so if it bites… I’ll have to make a homeowners claim…

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– gobby 1 point 2 years ago +1 / -0

I'm not, but if I were you'd I'd carry pepper spray and a baseball bat.

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– FunGuyKapungi 1 point 2 years ago +1 / -0

Yes

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– cyberrigger 1 point 2 years ago +1 / -0

IMO ---- go to the neighbor ---- see if you can make friends with the dog.

Friend had a Chow ---- walk in their business thru the front door --- dog was aggressive. Walk in thru the side door, friendly.

Bring lots of treats in tiny pieces.

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