The Greed and Dysfunction bit are all too true and endemic. It’s not particularly shocking we’re seeing problems. When the primary incentive for management and Corporate Suits is to pump the stock price up as quickly as possible. Considering they get part of their compensation in stock and bonuses based off stock prices. Not to mention Golden Severance packages when eventually sacked. So they’ll often pursue the goal Even at the expense of long term company health. Then you’ve got the various financial firms playing their games. And the behavior is leaking into the small and Mid-Sized businesses and Mom and Pop shops.

The only people who really seem to be suffering are the average Americans. The CEOs, Politicians and Wallstreet fat cats seem to only fail upwards.

Recent trends would indicate. That unless things dramatically. Millennials are the last generation who will be able to have any significant portion of their age group afford to retire. The vast majority of those younger then 30 will probably be looking forward to working till they die.