Private student loans seem fine. If a retard picks gender studies, she can go bankrupt and the bank can get fucked for being stupid. Govt backed student loans that the retards can't escape with bankruptcy seem like the problem.
I sympathize. Specially on the matter of full blown retardation like "gender studies degrees".
But two things can be true at the same time. Just because the twats asking for the loan have spaghettis for brains, it does not mean the student loans are not largely a predatory enterprise.
As for accessibility of higher education, the moment we stop the subsidizing it, the frankly retarded pricing will plummet down.
The problem is mainly the loan are designed to be impossible to pay off by the average person. Regardless if the idiocy of the degree. I know people who graduated of business administration, a valid degree in my humble opinion. Only to be stuck in debt for the last 15 years.(Still owes more than 70%. So she will be likely paying for life. Has already paid more than what she originally borrowed.)
So it is important to consider carefully what we advocate for and justify.
While I have a VERY dim view of all liberal ideologies. I believe we should make a point on carefully listening and consider what they say. Every now and then they actually make a valid point. Although their proposed solutions are usually bunk.
Private student loans seem fine. If a retard picks gender studies, she can go bankrupt and the bank can get fucked for being stupid. Govt backed student loans that the retards can't escape with bankruptcy seem like the problem.
I sympathize. Specially on the matter of full blown retardation like "gender studies degrees".
But two things can be true at the same time. Just because the twats asking for the loan have spaghettis for brains, it does not mean the student loans are not largely a predatory enterprise.
As for accessibility of higher education, the moment we stop the subsidizing it, the frankly retarded pricing will plummet down.
The problem is mainly the loan are designed to be impossible to pay off by the average person. Regardless if the idiocy of the degree. I know people who graduated of business administration, a valid degree in my humble opinion. Only to be stuck in debt for the last 15 years.(Still owes more than 70%. So she will be likely paying for life. Has already paid more than what she originally borrowed.)
So it is important to consider carefully what we advocate for and justify.
While I have a VERY dim view of all liberal ideologies. I believe we should make a point on carefully listening and consider what they say. Every now and then they actually make a valid point. Although their proposed solutions are usually bunk.