An insurance policy is a contract. If he's not covered on the policy for earthquakes, they will not cover earthquake damage. Always know what is covered in your policy and what isn't. Make sure you know before you sign up and pay, thinking they cover something they don't. This is why so many people get burned by it.
This applies to all forms of insurance. Health, life, homeowners, vehicle, etc.
Source: I am a formerly licensed 'producer' of insurance contracts.
An insurance policy is a contract. If he's not covered on the policy for earthquakes, they will not cover earthquake damage. Always know what is covered in your policy and what isn't. Make sure you know before you sign up and pay, thinking they cover something they don't. This is why so many people get burned by it.
This applies to all forms of insurance. Health, life, homeowners, vehicle, etc.
Source: I am a formerly licensed 'producer' of insurance contracts.
also flood.