the mortgage system is another bankster scam that is worthy of a while thread unto itself.

That is an intended up and coming part of my report/book. I'll get it out eventually. The short of it is that the housing market has always been controlled (since the Roman Empire at least) by the Banksters.

The home loan system put out after the Great Depression, followed by a huge reduction of cost in the housing market in the early 1950s made a huge number of people "home owners," far (FAR) more than prior to that time. It also normalized this system of "ownership" in the population, becoming part of the "American Dream." Of course these lucky buyers weren't really home owners, they were mortgage holders. Even those lucky few that paid off their mortgage (which was far more in the beginning than later (the first hits always free!)) still don't own their home, the banks do. As it turns out, "property tax" doesn't pay for schools and other community institutions, BONDS pay for those things AKA Bank Loans. All property tax goes to pay the interest (usury) on those Bonds, the majority of which are held by banks, with the remainder held by financial institutions (and some few held by private interests AKA super rich dudes, but far, far fewer than is pretended). Of course Financial Institutions (Blackrock e.g.) is really just another word for "bank" in "investor" clothing, so the banks own the whole thing.

If you do not pay the lease on your property (property tax) the BANKS will confiscate your property, through the municipality that took out the Bond in the first place. They have the legal right, through the wording of all municipal bonds, to regain their "losses."

The banks legally own everything in the world. This is only a snippet of one of the legal paths to that ownership.