Most fire departments are volunteer. Private toll roads have been a thing since the beginning of this country. Insurance covers emergencies. Most cities don't cover trash pickup. Water and sewer are also typically not covered.

You should pay for your own school. Look at what each state spends on education and what their outcomes are. If you don't participate as a purchaser in the market the results are horrific. If we gave you that money back in taxes you'd easily be able to afford what a functioning private school market would allow for.

Most hospitals are private. Health insurance can pay for more than just emergency room care. Look at Kaiser, which current sucks as a provider, but not because of their model.

Municipalities can charge directly for whatever services they think they need to provide. Which should be few and could ideally be covered by a simple sales tax. Sheriff's are really there to serve paperwork and handle warrants, which they can charge appropriately for, and the pressure will be on them to size their staff to the actual size of the problems they typically face.