It's not always a scam...I had replacement value insurance for 30 yrs...in 2020 on election nite my house burned to the ground while I was watching them steal the election at a friend's house..ended up w the clothes on my back....initially I was put up in a nice hotel...then they rented a furnished house for me till house rebuilt...I replaced everything w new....had two people working w me in person...had to haggle on some of their valuations (like bullets)...but got a new well constructed house and most of my possessions.. obviously some non replaceable items...but that's just stuff ..my policy Was cancelled afterwards but I had new insurance for less in a week.
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Yes...then a couple days later biden at podium..screen glitched and showed left side of his head gone