Smokers already do, this on theory that they're courting a higher than average medical expense. So are the obese, but to my knowledge they haven't been targeted for higher premiums, in spite of all the comorbidities that require doctor's visits and medications. The difference, I'd say, is that smoking has been targeted by the left/progressives as a bad habit that anyone can break, whereas the same left/progressives have declared that the obese can't help it (read: victim), never mind that it's another 'bad habit that anyone can break'.
I mean I agree with it. If an insurance company may potentially have to pay out more if I’m diagnosed with something like lung cancer or COPD or something, then it makes sense for them to charge a higher rate in anticipation.
I also agree. No one can definitively say that the vaccine is safe or a risk. Nobody.
You have any idea how much smokers pay in taxes alone? And that's on top of paying much higher insurance rates.
Smokers get DP'd and nobody cares!
FYI Tobacco was this nations first export crop, and had it not been for tobacco, there wouldn't even be a U.S.
Put that in your pipe and smoke it!
Yes I know taxes....and if smoking is so dangerous, and our government really cares about our safety...why hasn’t cigarettes been outlawed....money talks.
These people require more expensive health care, of course their premiums would go up. Your body your choice also means dealing with the consequences of your actions.
In some states you do. Some states require uninsured motorist coverage on top of your regular coverage. Other states make it so you have to opt out of it.
Smoking also has a few health benefits, believe it or not. Reduced rate of Parkinson's disease, and a few others. But those facts don't fit the narrative.
Well....come on, Jack, those few health benefits are outweighed the larger health issues it causes. Lol. No one can argue everyone should start smoking.
“There are two potential ways to view this association. The first is that smoking has a biological effect that protects a person from PD. The second is that part of the biology of PD makes it less likely that a person would smoke.“
Trying to smoke while shaking....seems difficult.
However, kudos.....I would never have thought there were benefits. Thanks.
Playing sports incurs health risks too, including paralysis, and death. Driving your car incurs all sorts of health hazards.
But "the experts" have a measuring stick they use to decide which individual activities are acceptable or should be outlawed, for the "good of society.
Collectivist tampering with individual liberties regarding health decisions is a slippery slope best avoided. Because those who lust for power, and control over others will always exploit such powers at the expense of individual liberty. And there is no limit to the depths of their ambitions. See: Forced gene drugs pumped into kids, banishment from public establishments, and NY City "fat taxes" to see the were collectivist heath mandates are headed.
Lol....It was a joke....my apologies....even though you have no real idea if I was simply speaking of that body part. Should people with foot long dongs pay more?
I don’t reply like this....but somehow if I called you a faggot, I would probably get many upvotes.
Waiting for the funny part... No clue what you're trying to convey in the rest of your statement as it's pretty much nonsense. All I see is you're having gay foot long penis envy.
You asked for opinions, you got mine in response to your question.
Then no, no they shouldn't. Smoking isn't necessarily a preexisting condition, but being overweight has many causes that may or may not be controlled by the individual, or even could be a symptom of other ailments.
But going from that, then where do you draw the line at basing premiums on health issues?
the idea that people cant use certain words (fat ass/retard/faggot) is tyrannical. words are manifestations of thoughts. to control a persons language is to control a persons mind.
i dont think op is an asshole... but if is well he has the right to be an asshole. he can suffer those consequences in such a case.
Stay healthy, don't get sick, and don't take the jab!
Lol no clue really, with all this C19 shit going on, who knows how it will effect premiums in the future, especially with little known of the long term damage the jab may be causing. Plus from what I'm hearing about many of the shenanigans going on in the medical field there may be mass/class action law suits for malpractice so I'd guess medical costs in general will be going up.
Thank you....yeah it’s actually a good discussion, and I was serious about the apologies....didn’t mean to offend. Liberty seems like the basic premise that never fails.
It should be up to the insurance companies. It would likely happen in a free market and would be the markets way of naturally regulating bad behavior. Banning their ability to do this is just socialising the cost onto healthier people.
What about them? If vaccines caused more harm than good in a free market then insurance companies wouldn't push it because it would cost them more in payouts.
If they improve peoples health then obviously those that take vaccines would be offerred lower premiums because they are low risk.
So if insurance companies decided maga supporters have a shorter lifespan, they should pay higher premiums? What would govern this unscrupulous activity?
Like I said nobody should be forced to do anything. It's up to the freedom of the insurance companies to decide. Their business, their choice.
Companies that illogically discriminate against a demographic that doesn't have high medical risks would quickly be driven out by companies that don't.
Short life spans don't necessarily mean high medical costs. Old age care is the most expensive of all medical costs and the reason why premiums increase with age.
Smokers are less likely to come down with serious issues from Sars-Cov-2. Also smokers have less adverse reactions to the vax.
No. Don't socialize medicine and it's no problem.
Smokers already do, this on theory that they're courting a higher than average medical expense. So are the obese, but to my knowledge they haven't been targeted for higher premiums, in spite of all the comorbidities that require doctor's visits and medications. The difference, I'd say, is that smoking has been targeted by the left/progressives as a bad habit that anyone can break, whereas the same left/progressives have declared that the obese can't help it (read: victim), never mind that it's another 'bad habit that anyone can break'.
Thanks...good points.
Smokers are a smaller minority than fat people, thus easier to bully out of extra tax money.
As a smoker, we already do
But smoking has decades of actuarial tables showing cause and effect. The vaccine has 8 months, not showing anything conclusive.
This is how I would differentiate between the vaccine and smoking.
I mean I agree with it. If an insurance company may potentially have to pay out more if I’m diagnosed with something like lung cancer or COPD or something, then it makes sense for them to charge a higher rate in anticipation.
I also agree. No one can definitively say that the vaccine is safe or a risk. Nobody.
You have any idea how much smokers pay in taxes alone? And that's on top of paying much higher insurance rates. Smokers get DP'd and nobody cares! FYI Tobacco was this nations first export crop, and had it not been for tobacco, there wouldn't even be a U.S. Put that in your pipe and smoke it!
Yes I know taxes....and if smoking is so dangerous, and our government really cares about our safety...why hasn’t cigarettes been outlawed....money talks.
I’d say no. A similar argument would be should I pay higher premiums for my car insurance because there are people who choose to drive uninsured?
Yeah....your body your choice, I think is the way to think of this.
These people require more expensive health care, of course their premiums would go up. Your body your choice also means dealing with the consequences of your actions.
In some states you do. Some states require uninsured motorist coverage on top of your regular coverage. Other states make it so you have to opt out of it.
We pay a huge shitload of extra taxes already.
I know but I am trying to fend off the idiots that will say the unvaccinated should pay more.
The vaccinated ones will need more health care. Let's make the deep state and companies pay who required the vax,before it was approved.
Maybe smoking or being morbidly obese. But many people can weigh more than others and still be healthy.
What if someone is a skydiver? Little dictators will start denying everything.
Unfortunately when it comes to quasi-socialist insurance .... we are all in this together...maybe?
Smoking also has a few health benefits, believe it or not. Reduced rate of Parkinson's disease, and a few others. But those facts don't fit the narrative.
Well....come on, Jack, those few health benefits are outweighed the larger health issues it causes. Lol. No one can argue everyone should start smoking.
“There are two potential ways to view this association. The first is that smoking has a biological effect that protects a person from PD. The second is that part of the biology of PD makes it less likely that a person would smoke.“
Trying to smoke while shaking....seems difficult.
However, kudos.....I would never have thought there were benefits. Thanks.
Playing sports incurs health risks too, including paralysis, and death. Driving your car incurs all sorts of health hazards.
But "the experts" have a measuring stick they use to decide which individual activities are acceptable or should be outlawed, for the "good of society.
Collectivist tampering with individual liberties regarding health decisions is a slippery slope best avoided. Because those who lust for power, and control over others will always exploit such powers at the expense of individual liberty. And there is no limit to the depths of their ambitions. See: Forced gene drugs pumped into kids, banishment from public establishments, and NY City "fat taxes" to see the were collectivist heath mandates are headed.
Well first of all, fat@sses is highly judgmental and rude/mean way to put overweight, obese, or even fat.
Going through The Great Awakening, this not the way to be referring to our brothers & sisters.
Lol....It was a joke....my apologies....even though you have no real idea if I was simply speaking of that body part. Should people with foot long dongs pay more?
I don’t reply like this....but somehow if I called you a faggot, I would probably get many upvotes.
I pay more for smoking. They don’t charge me for my penis lolol
Waiting for the funny part... No clue what you're trying to convey in the rest of your statement as it's pretty much nonsense. All I see is you're having gay foot long penis envy.
You asked for opinions, you got mine in response to your question.
Yes, you can answer this....but it seems “ highly judgmental and rude/mean way ” Lol. Stop being a snowflake and discuss.. Thanks.
Then no, no they shouldn't. Smoking isn't necessarily a preexisting condition, but being overweight has many causes that may or may not be controlled by the individual, or even could be a symptom of other ailments.
But going from that, then where do you draw the line at basing premiums on health issues?
Kek @ snowflake
Yes....slippery slope doctrine....where does it end....good point.
shame is a decent deterrent. that aside...
the idea that people cant use certain words (fat ass/retard/faggot) is tyrannical. words are manifestations of thoughts. to control a persons language is to control a persons mind.
i dont think op is an asshole... but if is well he has the right to be an asshole. he can suffer those consequences in such a case.
Good points, but big insurance will be enslaving some people to higher premiums....is there a way to protect against this?
Stay healthy, don't get sick, and don't take the jab!
Lol no clue really, with all this C19 shit going on, who knows how it will effect premiums in the future, especially with little known of the long term damage the jab may be causing. Plus from what I'm hearing about many of the shenanigans going on in the medical field there may be mass/class action law suits for malpractice so I'd guess medical costs in general will be going up.
Thank you....yeah it’s actually a good discussion, and I was serious about the apologies....didn’t mean to offend. Liberty seems like the basic premise that never fails.
Saul Goodman. Stay strong & vigilant, we're going to need it!
for life insurance they do
But SHOULD they?
It should be up to the insurance companies. It would likely happen in a free market and would be the markets way of naturally regulating bad behavior. Banning their ability to do this is just socialising the cost onto healthier people.
And then how about the unvaccinated?
What about them? If vaccines caused more harm than good in a free market then insurance companies wouldn't push it because it would cost them more in payouts.
If they improve peoples health then obviously those that take vaccines would be offerred lower premiums because they are low risk.
So if insurance companies decided maga supporters have a shorter lifespan, they should pay higher premiums? What would govern this unscrupulous activity?
Like I said nobody should be forced to do anything. It's up to the freedom of the insurance companies to decide. Their business, their choice.
Companies that illogically discriminate against a demographic that doesn't have high medical risks would quickly be driven out by companies that don't.
Short life spans don't necessarily mean high medical costs. Old age care is the most expensive of all medical costs and the reason why premiums increase with age.
Nobody would govern it if it was a free market.
Ok, so a free market solution and voting with dollars....good point as well.