IT BEGINS....THE TAKEOVER THAT NO ONE IS TALKING ABOUT [say goodbye to credit]
👀 CREDIT RED PILL 💊
https://www.youtube.com/watch?v=g0g2PzOjFjY
Banks buying up, changing rules.
My grandparents had a credit card. The traveled a lot most of their lives. They always paid cash for every car. They were not rich just frugal and times were very different in the 70s and before. Also remember most people didn’t need credit before the 80s. You shopped for everything local and most people put it on lay away. In the 90s I always put my daughter’s clothes and gifts on lay away.
Yeah, My grandparents were snowbirds and moved to Fla. they bought a new car cash but paid a mortgage to a relative for their home. Must have been modest interest because they had enough to pay cash for the house, and it was paid off by the time they passed.
My mom was a financial moron and ruined her life with her lack of control. My sisters to a lesser extent. I don't have a lot of money but have always been thrifty and frugal. Had a mortgage on my first home, paid off in 16 years then leapfrogged living in three condos paying cash each time. I built a home abroad and lived there for a few years, so now I own nothing in the USA. At 65 I don't plan on buying again. Rent is cheap compared to home prices where I live.
Few places have layaway anymore.
Yep, obsolete! In my area there aren’t a lot of shopping selections. TJ Maxx, Ross, Grocery Stores, Walmart, Sam’s, Big Lots, Roses & Lowe’s. Ross used to be great for clothes and might still be. Every time I go in they have one register open and 20 in line. If it’s like that I don’t even look around. TJ, Marshall’s & Home Goods are great, I only have TJ. There’s a mall but I don’t go. I use only clean non toxic body and cleaning products so I have to order everything. Target is 💩 even before it went woke🌈 the quality of products went way down. I shop at Roses and Big lots and find basics for the house much cheaper.
I refuse to go to Walmart. Everywhere there is a Walmart, crime increases. If you are looking for trouble, shop at Walmart. Rude patrons, indifferent cashiers, and cheap Chinese and Latin American products, and add shoplifting as the icing. I used to go to Target weekly, until they started with the unisex bathrooms. I only go out of necessity about 1-2 times/year, because I refuse to go to Walmart. All these big box stores are woke now, including Amazon!
We don’t go to Walmart much but sometimes it’s the only place that has what we might need immediately. I agree on the crime but can’t blame Walmart for all the crime in my area. I’m in between a very small town (with Walmart, fast food & grocery) & a larger town with most of the stores I mentioned earlier. The Walmart in the small town is ok. In fact people from the larger crime infested town come to the smaller Walmart. The larger city has such bad crime because the government is corrupt and have let the gangs take over. We don’t go anywhere without protection. Up until the last year I was ordering house items from Target because it was cheaper. Last time I ordered things were busted and leaked. They used to package everything with such care. I guess the good employees left and I don’t blame them. From the day target opened until two years ago, being a woman I could spend two hours shopping and browsing. Not anymore! Another reason I order online so much. It pisses me off what corrupt government has done to this country. The days of going to town for a new pair of shoes or jeans is over. Even if the store has clothes they don’t have enough help. I don’t mind shopping online but some things you need to touch and feel. Then you have aggravation of returns.