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florida_boi 0 points ago +1 / -1

I think it's more nuanced than this. Usury should be considered as predatory lending, not common-sense interest rates to cover risk and cost of administering the loan. Hence, 0% lending is not really fair to lenders. It's business, not charity. Now, should usury (defined as predatory lending) be outlawed? Yes.

https://www.thegospelcoalition.org/blogs/kevin-deyoung/is-it-wrong-to-charge-interest-on-a-loan/

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florida_boi 0 points ago +1 / -1

Agreed. I think it's more nuanced than this. If coming from a Christian framework of morality: historically within the church, usury was more thought of as predatory lending rather than common-sense lending.This is a good article: https://www.thegospelcoalition.org/blogs/kevin-deyoung/is-it-wrong-to-charge-interest-on-a-loan/

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deleted 1 point ago +1 / -0
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