For the record, I am not a fan of either being mandated, It's just something that never made sense to me, and no one seems to be able to give me a good answer on this. When Obama rolled out Romney-care nationwide, you were mandated to have health insurance, and people understandably got upset. But when I would point out that car insurance is also mandatory, people on both sides of the aisle just shrug like it's no big thing.
I know this is a bit off topic, but for all my petty gripes about this place, GA.WIN is the last political place on the internet I can ask a question and get an answer from an actual human being.
Driving is a privilege. Living is a right.
You might want to reserve your judgement just a smidge.
Gun insurance required to buy ammo might change all of our mind on insurance mandates.
Owning a gun is a right; and I offered no opinion on insurance mandates. I only offered an answer to the OP question. Just an idea, that's all.
Is owning ammo though?
Yes. The Right to Keep and Bear Arms. Without the ammo, they are just sticks.
If there is a semantic opening in the legalese, corrupt politicians and lawyers will find it.
Anyone can own a car, but you need insurance to drive it.
Just like anyone can own a gun (or they should), but you'd need insurance to fire it.
We're splitting hairs here. My point is, any prohibition on using the thing you own is naturally just a government overreach in controlling your own property.
If I own land, then who the hell are you to tell me I can't grow food on it?
If I own a car, who the hell are you to tell me I can't drive it?
If I own a gun, who the hell are you to tell me I can't fire it?
Fine me, sure, but it isn't against the law to do those things. There is a difference between legal rights and lawful rights. The only instance in which someone should ever go to jail is if they infringe another's rights. Otherwise, it's a legal matter, and the worst that should ever happen is being charged a fine because we all came to an agreement on what the cost of doing things that others find annoying or harmful should be.
That's the societal agreement our Founding Fathers understood and has been woefully misinterpreted for decades to keep us from living in God's Creation to the fullest.
You dont need insurance but bonds are crazy expensive.
Im not splitting hairs. I am saying people have taken power that is not theirs. Like the 2020 election.
Just because there were enough helping the cheat that they made it this far, that doesnt mean they "won." It isnt over.
Just because people have made un constitutional laws up to this point, doesnt mean that taking these rights isnt unconstitutional. It isnt over.
Driving is a privilege in the same sense the government receiving my tax dollars in a privilege. If it was really about safety, the driving tests would be harder.
And we would have one (1) language in driving tests and road signs instead of 18
Simply this.
Absolutely true.
How many regular average people could actually afford that bond? None. I doubt most people even know that is an option. Cars are a requirement in modern society, no matter what braindead libertarians think.
As I said before, if driving is so dangerous, make the damn tests harder, and raise the penalties for impaired/distracted driving.
This...
Medical insurance is to cover your expenses if you get sick.
Car insurance is to cover liability for injuries you may cause others if you injure them.
If you have a loan on your car you have to have full coverage to protect the bank, if not you can just have liability which means you are covered in case you damage someone else’s property or injure/kill someone but you get nothing for the loss of your property. Uninsured may choose to just not pay your damages, I do not see that these are even remotely similar. It’s like people using the argument “requiring masks is no different than requiring shoes” . Yeah, very different. You don’t have to purchase a car, you can rely on others and public transport if you don’t want to purchase insurance. Have you ever been hit by someone uninsured? I lived in Az, it happened quite often with illegals. Our family car got totaled when my mom got hit by uninsured drunk.
If you bump into me on the sidewalk I break a leg your health insurance doesn't fix my leg, mine does. I have the choice to have that insurance or I go to medical collections for not paying for my treatment. If I crash my car into your car, my insurance pays for your broken car. I do not have the choice to not have that insurance to protect your body and your car and neither does anyone who drives a car.
It's a fed vs states thing.
The real reason is that car insurance is handled by the states. Every state has its own insurance laws (there might even be a few states where car insurance is not mandatory) and they vary quite a bit. In California, car insurance was not mandatory until about 1988: I remember the ads suddenly switching from "we have a great record of always paying out quickly" to "if you don't have insurance you could go to jail!" Generally states have a lot more power than the feds.
The feds are not supposed to have power over the regular activity of the citizens. So aside from all the hot-button talking points of socialized medicine, the federal government never ever in its history forced citizens to buy anything. And it's not within its purview. That's why it was so challenged: state sovereignty was rudely shoved to one side at the same time that citizens had a new unwelcome mandate. The supreme court made a flat-out wrong decision by allowing it to stand.
But states have been oppressing their citizens for a long time. We complain and moan, but the states are allowed to do it. Assuming the elections are legit, of course.
Hmm, well when you drive a vehicle and injure another persons vehicle, health, or property, mandated car insurance makes you are responsible for the damages you caused to the other persons vehicle, health, or property. A persons health does not affect another persons vehicle, health or property, It is a personal decision to live healthy and insure against health costs that you cannot afford.
Collision coverage is for your own car, and liability coverage is for other people and their property. To drive on public roads, collision isn’t mandatory but liability is. Health insurance is like collision coverage for yourself and not for others, so it shouldn’t be mandated.
You can't cause physical property damage with your health.