I understand the importance of living frugally and within ones means. However, shit is hitting the fan for a lot of people and even those who are responsible are having to get creative.
Are we counting on "The Great Reset?" The biggest FU to the banks, go down with the ship? With interest rates at stupid numbers and a financial collapse every 10 years, what the actual fu*k?
Whats the endgame?
I just paid another one off today. Getting my debt down as much as possible now!
Same here altho just like being responsible with my student loans 20 years ago, it'll prolly fuck me in the end.
I paid off a whole college degree hauling scrap metal in a $400 pickup truck over a year and a half when steel was $0.06/lb. Now everybody who strung theirs out is getting shit paid for for free 🤷♂️
Something similar happened to my brother.
It is such a relief to get rid of debt that you no longer see the purpose of; like credit card debt.
Yes it is!
Ive got 2k in cc debt and it scares the shit out of me
Username checks out
Same here. I started when Trump won in 2016 to try and get ahead. When Biden came in we sold off a rental property to fix up our home and pay off debt. We are about $5000 to go on credit and vehicles and then just our home. We are so close to being debt free and I don’t care if it falls and everyone else gets bailed out. We are not going to ever live in debt to others.
Congrats. Smartest move anyone could be making right now!
Thanks!
I still have two more cards. But they are coming down as well!
Keep it up! Financial freedom is where true freedom begins.