If you don’t need the HELOC anymore you can always refinance it into your mortgage to keep the interest rate fixed. That is if you want to go through another refinance. Also your property will appraise higher with the rental finished. Might cost you a bit of money on the front end but you’ll avoid monthly rate increases. Or you could hold tight and wait for Trump to get in. I think interest rates will drop after that. No matter what don’t worry. There’s many options. Will pray for you 🙏🏼
Good advice! There are rotten people out there that will take advantage. One time a minority woman took my parents to court for racial discrimination. Saying they didn’t rent to her because of her race. She wasn’t even a tenant of theirs. She only looked at the house and wanted to live there. She was Section 8, so the government would pay a portion of her rent. At the time her Uncle was a Dem blue city politician who is now in the US Congress. I don’t even think she was poor enough for Sec. 8. she just knew how to play the system. So, my dad goes to court with my mom (she never met my mom) who is a Latina from South America and a realtor who did the background checks. Proving the reason they didn’t rent to her was not because of race but because of bad credit. Charges were dropped but my mom and dad still had to rent to her per the court. I find women are the most difficult tenants.
My parents own rental properties. Years ago they had a tenant that wouldn’t leave their property after receiving an eviction notice. After a month my parents got family friends (big guys) to remove all the doors and some windows “for replacement”. House was vacant by nightfall.
When I grew up we never locked our front door until the mid 80’s. Schools were safer. Fights were rare and girls never faught. Any kids with reoccurring discipline problems were expelled from school and sent to schools for bad kids.
You are right. It’s not just New York. It’s every city where the courts have US flags with gold fringe on them. Those flags are used during martial law. Remember when Judge Ergoron said Trump was guilty before the NY trial even began. When under martial law the US Constitution is thrown out and defendants are considered guilty until proven innocent.
Stay positive with all your thoughts and words. Ask Jesus to take all your bad feelings away and to bring you peace. If you’ve already done that continue and don’t give up. Also, rebuke Satan and all his works. All those bad feelings you and your husband have are from Satan not God. Don’t let Satan win. God bless you!🙏🏼
1st-I’m not talking about RFK Jr. I’m talking about Ian Carroll
2nd-Your hard defense of Carroll is a little suspich.