It depends on the options available to Wells Fargo at the time if they file a bankruptcy. I'm operating off of old accounting classes I took but I think some of these options might still be around for them.
If in your CC contract with them there is a "call debt" clause like some old mortgages have, they could force the debt to be paid. You'd probably get a letter in the mail about having XX days to pay the credit balance in full and they would probably lock the card so new debt couldn't be added.
Another option would be for them to sell your CC debt to a 3rd party credit company at a discount to just get the cash and not chase you, in which case the credit company will chase you and the card would still be locked.
They could sell their CC division off to another bank/credit card company in which case your balance would transfer to a new bank and once you got a new card issued by them it would be back to normal for you. (minus whatever points Wells Fargo gave as a perk on their card)
Or they just get another bail out curtesy of the US Taxpayers, the most likely outcome if WF or any other national bank "went broke"
I just wish MOFA would update their rules so I can visit. Mandatory two weeks in a hole just isn't worth taking the time off or dealing with airlines. Love going to Japan and haven't seen my lady since 2019 cause of the coof lockdowns.
I ordered a hat the day Trump got shot and it took almost a full month before I got the order shipped email.