How Black do I need to be exactly? One drop? One percent? I, unfortunately, did the Ancestry DNA test many years ago before I knew wtf was going on and I'm 1% within 6 generations, do I qualify?
Now the bank has to prove conclusively that I'm not, or else hand over the money.
And the law precludes their forcing me to have a blood test as a condition of receiving a mortgage. Especially since they aren't requiring one of every melanin-advantaged black person who walks through the door.
I think the way they are trying to circumvent the discrimination law is by saying this policy only applies in these specific all-black / all-latino neighborhoods. So if you're a white person buying a house in that all-black neighborhood then I don't think they can legally deny you.
Of course they may deny, just highlighting how they are approaching it.
Edit: Apparently this is called "Redlining" which is also illegal.
You might want to test it and apply as white. Wouldn't be surprised if whites get the same opportunity (because of the discrimination thing) and also so boa can make more loans for inflated market right now. Boa isn't stupid. They aren't going to overtly open themselves up for a suit but they will virtue signal the life out of something, given the opportunity.
I know two different people that applied for a city job and a firefighting job that claimed "black" on their ethnicity several years ago. The firefighter landed the job. The city job candidate took another role outside of that job.
During the interview they asked him and he stated that his uncle is black. There is nothing on the applications that says to what %. The only areas that I know that go that detailed as the American Indians and a lot of that is due to limited due to revenue sharing with members as well as their standards to what % = membership in the tribe.
Use the system against itself. I would recommend ANYONE who is a first time buyer in those target cities to apply and then sue the living shit out of them for discrimination if they push back. As others have said, your dna will reflect a certain % as black. This will force them to say what % of Black DNA consituites who is black, they'll never go and open that pandora's box.
The fine print is you don't have to divulge your race, because that's patently illegal discrimination, but the loans are limited to predominately minority neighborhoods.
Banks and Blackrock have been buying up houses, and now the reality of situation is dawning on them that the housing crash is going to drastically worse than it was in '08 so they're trying to unload some houses, and using predatory lending to do it.
How Black do I need to be exactly? One drop? One percent? I, unfortunately, did the Ancestry DNA test many years ago before I knew wtf was going on and I'm 1% within 6 generations, do I qualify?
I don't see why not. 1/1024 (0.0009765625%) worked for the fake indian when she got college aid.
And that bitch is whiter than the vast majority of the population.
I was thinking the same thing.
🤣🤣🤣 so true!
Hell yes, anon.
Me, I'm just IDENTIFYING as black.
Now the bank has to prove conclusively that I'm not, or else hand over the money.
And the law precludes their forcing me to have a blood test as a condition of receiving a mortgage. Especially since they aren't requiring one of every melanin-advantaged black person who walks through the door.
Game over, bitches!
I'd say Hispanic. I've met plenty of really white Hispanics.
Rachael Dozeal has joined the chat... ;-)
😅😅
Perfect!
I think the way they are trying to circumvent the discrimination law is by saying this policy only applies in these specific all-black / all-latino neighborhoods. So if you're a white person buying a house in that all-black neighborhood then I don't think they can legally deny you.
Of course they may deny, just highlighting how they are approaching it.
Edit: Apparently this is called "Redlining" which is also illegal.
You might want to test it and apply as white. Wouldn't be surprised if whites get the same opportunity (because of the discrimination thing) and also so boa can make more loans for inflated market right now. Boa isn't stupid. They aren't going to overtly open themselves up for a suit but they will virtue signal the life out of something, given the opportunity.
Do you already own a home? What happens if you identify as a renter?
I'm renting from the bank...
I know two different people that applied for a city job and a firefighting job that claimed "black" on their ethnicity several years ago. The firefighter landed the job. The city job candidate took another role outside of that job.
During the interview they asked him and he stated that his uncle is black. There is nothing on the applications that says to what %. The only areas that I know that go that detailed as the American Indians and a lot of that is due to limited due to revenue sharing with members as well as their standards to what % = membership in the tribe.
Use the system against itself. I would recommend ANYONE who is a first time buyer in those target cities to apply and then sue the living shit out of them for discrimination if they push back. As others have said, your dna will reflect a certain % as black. This will force them to say what % of Black DNA consituites who is black, they'll never go and open that pandora's box.
"What you mean, 'whatever'?"
The fine print is you don't have to divulge your race, because that's patently illegal discrimination, but the loans are limited to predominately minority neighborhoods.
Banks and Blackrock have been buying up houses, and now the reality of situation is dawning on them that the housing crash is going to drastically worse than it was in '08 so they're trying to unload some houses, and using predatory lending to do it.