My health insurance and my wife's insurance was costing me over 1400 a month under Obamacare. I went on Medicare with a supplement when 65 and my cost dropped to just under 400 a month and my wife's by herself in 972 a month right now. Both of us are retired and she goes on Medicare this year. It will be like getting a 600 a month raise! So the answer is plain to me since there is no other choice we can afford under the tax Obamacare.
I would say take all of your potential premium payments and put them away. The cash deal at almost all providers is a fraction of the insurance cost. Trump made the billing process transparent. Providers have to state the insurance price and the cash price.
Not true. I went in after a car accident to get a very brief exam and a referral for therapy. It cost 200 for 5 minutes. They wouldn't do my insurance because it was a car accident.
Medicare would have cost us 400 to 500 more than my husband's work health care. Our friends, who are wealthy, were paying about 1200 to BCBS. Their Medicare plus private insurance was cheaper. Makes no sense.
Take charge of her medical care herself...doctors are not gods...it is a lifestyle to trust yourself to know your own body and then to know how to treat yourself...I would say, almost unequivocally, every medical condition has an alternative healing strategy. Many people don't realize they can refuse to take drugs etc. This really takes a certain attitude about who knows best..the doctor or you...
I will give one example...on Thursday my husband came home from the urologist and said he had prostate cancer...what a shock...however...with help from some really great anons in this community...I did my research...made a notebook...decided on a plan of action and by Sunday I had ordered what I needed to start the Joe Tippins protocol...I had many choices of proven, successful threrapies...but this is what I chose...the success remains to be seen...but I am confident. In the past I have done alternative treatments for Lyme disease, schizophrenia, bipolar, depression, whooping cough, allergies and many, many less serious conditions. It can be done...the information is out there...
When I took my kids to the doctor when they were younger...it was often just for a diagnoses...I would not fill any prescriptions...just use my alternative therapies. Granted you have to have a cooperative doctor...but they do exist. And you have to have knowledge of healing stratgies...I had a doctor one time tell me I read to much (otherwise don't question anything)...never went back to him...
I think people have been made to feel they are not as smart as their doctor and that fosters a false dependence on them...I believe I am every bit as smart as my doctor and I am more than competent in alternative therapies he knows nothing about...it is truly a lifestyle...
Did you fail to see the fact that the 85 year old in the story shattered her shoulder? How in the hell is she supposed to manage that on her own? Have you dealt with the elderly? If so, have you managed them when they break bones? A geriatric that breaks a bone can be in serious danger depending on the bone that is broken. About a quarter of the elderly that break a hip will die within a year. For a vast number of the aged, their immune system does not function well therefore they heal slowly and sometimes not well at all. (Another reason why giving so called vaxxines to the elderly is a joke - but that's a discussion for another day.) Many daily functions that you take for granted become impossible for the elderly that are injured. They can be very fragile and not mentally sharp enough to manage their own care as you say they should.
I have witnessed several well functioning geriatrics that break an arm or a shoulder and in a short period of time are taken down by that injury simply because they cannot care for themselves. For an elderly person, just breaking an arm or a shoulder will put them in a wheelchair because they cannot maintain their balance or use a walker. If they live alone, how are they to manage that? The fact that they live alone and are not being cared for by the younger members of their family is a shame.
My mother is pushing 90. When she is not with me, she is with my brother and my cousins. She is healthy and mentally very sharp. She is that way in large part because I have been involved with her health using some of the methods that you speak of. The only medication she takes is for thyroid replacement.
It is a sad truth that the elderly are an ignored demographic in this county. Assumptions are made that because they are adults, that they can manage on their own. I assure you, many cannot. I worked very hard in my practice to get family plugged into the lives of their elderly family members. They can be proud and do not want to be a burden to their family. Many are also very keenly aware of what will happen to them if they are placed in assisted living care. It is essentially being put out to pasture in an warehouse for the elderly that often hastens their death. Therefore, they will suffer in silence for fear that they will be placed in one of those facilities by well meaning family. Sadly, what I witnessed most of the time in practice was that family members were willing to break out the checkbook and pay someone else to care for their family member but completely rejected the thought of hands on involvement. It was too unsettling to their life, blah, blah, blah, fill in the blank excuse.
Let's be honest. We live in a culture that does not value the elderly, nor are they respected. Youth and vitality are what is held up as valuable. Geriatrics are seen as an expensive non productive burden that sucks up resources. Their life experience and knowledge are discarded and seen as having no value. Taking care of yourself is all good - as long as you can manage the process. Many of our elderly cannot and suffer alone. Our definition of family in this culture does not include the elderly. This reality is reflected in the health care policies that involve them. The 15 minute city sustainability planning is one example that does not include the elderly or the disabled. Are they going to walk or ride a bike to get around? I guess there will be a different place for them - wink, wink.
If you have elderly family members, do you check on them? If they are close enough to visit, do you? They often will not ask for help. You must see for yourself. Then, are you willing to help or does that responsibility get delegated to a stranger? Maybe if more family with your type of knowledge were involved in their lives and willing to help, these more mature members among us would be healthier and not have the need of the death cult services provided by the government.
As one of those elderly types, you have the picture. An example? My grandson's 7th birthday. We, and our two elderly friends who love our grandkids, were invited on Sunday for a few hours. The party was on Saturday.
Are they ashamed of us? I have no idea, but that's what happened. We are definitely expendable. I would be a fool to ask for help. True terror.
I understand what you are saying and I essentially agree with you 100%...it is not just the government and the medical system that is broken...it is our society that is broken...I absolutely get your frustration...and I did notice that the lady was in need of medical care...which broken bones are not something I would deal with. I am talking about a change of behavior before such a crisis occurs. You actually sound like someone in the medical community who cares and wants to make a difference. Unfortunately I believe you are in the minority...I applaud your efforts....
I have a 93 year old MIL that still lives independently cared for by 2 granddaughters that are like children to her. My mom lived to be 90 with no assisted care. I am 71 so I know about the things you speak of. I am on no medication and am trying to avoid the Alzheimer's that killed my dad in his 70's. I am just trying to show that there ARE alternative ways to approach healthcare that can be beneficial.
You actually prove my point with caring for your mother as you have. She is very lucky to have you and I get that all elderly are not in that position. This also points to the fact that the overdrugging of most people...especially the elderly...has not been beneficial. There are just other ways to deal with illness at any age.
I have had my doctor for over 25 years and we respect each other's knowledge and treatment protocols...so we have a very good working relationship. My son-in-law works in a nursing home and my daughter was a hospice social worker so I am very aware of the plight of the elderly. I have 2 nurses, an EMT and a nurse-practitioner in the family so we are pretty medically inclined.
See...relating to the fragility of bones in the elderly would be the consideration of vitamin D levels and the supplementation of that and vitamin K. If doctors were aware of how important it is to maintain healthy vitamin D levels, that could be a game changer. I am not saying that being your own health care advocate is the end all...but I am saying it is a start to a way of life that can greatly improve one's health outcomes.
Believe me I get your anger and angst...but it should be directed at the failed institutions in this country...overuse of drugs because of $, medical care dictated by the bottom line...$, doctors who know very little about good health or natural healing, nursing homes that use and abuse the elderly...$, and families that ignore their elderly...these are the things that need to change...NOT what I advocate...
I do appreciate your reply and I assure you we are on the same page. Jokingly I have told my husband "if I ever need to go to a nursing home...take me out back and shoot me"...BTW he is a general contractor and does work for one of the biggest nursing home chains in the south..which is what prompted that statement...
Don't go for Medicare. They are just bad. Actually, health insurance is a scam.
You do realize tens of millions of middle and lower-income seniors have no choice except Medicare because of the cost of health care, right?
Or are you suggesting they have no health insurance at all?
Just don't get sick, and if you do, die quickly?
My health insurance and my wife's insurance was costing me over 1400 a month under Obamacare. I went on Medicare with a supplement when 65 and my cost dropped to just under 400 a month and my wife's by herself in 972 a month right now. Both of us are retired and she goes on Medicare this year. It will be like getting a 600 a month raise! So the answer is plain to me since there is no other choice we can afford under the tax Obamacare.
I would say take all of your potential premium payments and put them away. The cash deal at almost all providers is a fraction of the insurance cost. Trump made the billing process transparent. Providers have to state the insurance price and the cash price.
Not true. I went in after a car accident to get a very brief exam and a referral for therapy. It cost 200 for 5 minutes. They wouldn't do my insurance because it was a car accident.
My experience was different. Did you ask for a cash price?
Medicare would have cost us 400 to 500 more than my husband's work health care. Our friends, who are wealthy, were paying about 1200 to BCBS. Their Medicare plus private insurance was cheaper. Makes no sense.
Hey,
There's another way. Take the Part A, and then go for Christian coop like Medi-share. There's others.
Agree
But what other options would an elderly woman like that in the article actually have?
Take charge of her medical care herself...doctors are not gods...it is a lifestyle to trust yourself to know your own body and then to know how to treat yourself...I would say, almost unequivocally, every medical condition has an alternative healing strategy. Many people don't realize they can refuse to take drugs etc. This really takes a certain attitude about who knows best..the doctor or you...
I will give one example...on Thursday my husband came home from the urologist and said he had prostate cancer...what a shock...however...with help from some really great anons in this community...I did my research...made a notebook...decided on a plan of action and by Sunday I had ordered what I needed to start the Joe Tippins protocol...I had many choices of proven, successful threrapies...but this is what I chose...the success remains to be seen...but I am confident. In the past I have done alternative treatments for Lyme disease, schizophrenia, bipolar, depression, whooping cough, allergies and many, many less serious conditions. It can be done...the information is out there...
When I took my kids to the doctor when they were younger...it was often just for a diagnoses...I would not fill any prescriptions...just use my alternative therapies. Granted you have to have a cooperative doctor...but they do exist. And you have to have knowledge of healing stratgies...I had a doctor one time tell me I read to much (otherwise don't question anything)...never went back to him...
I think people have been made to feel they are not as smart as their doctor and that fosters a false dependence on them...I believe I am every bit as smart as my doctor and I am more than competent in alternative therapies he knows nothing about...it is truly a lifestyle...
Did you fail to see the fact that the 85 year old in the story shattered her shoulder? How in the hell is she supposed to manage that on her own? Have you dealt with the elderly? If so, have you managed them when they break bones? A geriatric that breaks a bone can be in serious danger depending on the bone that is broken. About a quarter of the elderly that break a hip will die within a year. For a vast number of the aged, their immune system does not function well therefore they heal slowly and sometimes not well at all. (Another reason why giving so called vaxxines to the elderly is a joke - but that's a discussion for another day.) Many daily functions that you take for granted become impossible for the elderly that are injured. They can be very fragile and not mentally sharp enough to manage their own care as you say they should.
I have witnessed several well functioning geriatrics that break an arm or a shoulder and in a short period of time are taken down by that injury simply because they cannot care for themselves. For an elderly person, just breaking an arm or a shoulder will put them in a wheelchair because they cannot maintain their balance or use a walker. If they live alone, how are they to manage that? The fact that they live alone and are not being cared for by the younger members of their family is a shame.
My mother is pushing 90. When she is not with me, she is with my brother and my cousins. She is healthy and mentally very sharp. She is that way in large part because I have been involved with her health using some of the methods that you speak of. The only medication she takes is for thyroid replacement.
It is a sad truth that the elderly are an ignored demographic in this county. Assumptions are made that because they are adults, that they can manage on their own. I assure you, many cannot. I worked very hard in my practice to get family plugged into the lives of their elderly family members. They can be proud and do not want to be a burden to their family. Many are also very keenly aware of what will happen to them if they are placed in assisted living care. It is essentially being put out to pasture in an warehouse for the elderly that often hastens their death. Therefore, they will suffer in silence for fear that they will be placed in one of those facilities by well meaning family. Sadly, what I witnessed most of the time in practice was that family members were willing to break out the checkbook and pay someone else to care for their family member but completely rejected the thought of hands on involvement. It was too unsettling to their life, blah, blah, blah, fill in the blank excuse.
Let's be honest. We live in a culture that does not value the elderly, nor are they respected. Youth and vitality are what is held up as valuable. Geriatrics are seen as an expensive non productive burden that sucks up resources. Their life experience and knowledge are discarded and seen as having no value. Taking care of yourself is all good - as long as you can manage the process. Many of our elderly cannot and suffer alone. Our definition of family in this culture does not include the elderly. This reality is reflected in the health care policies that involve them. The 15 minute city sustainability planning is one example that does not include the elderly or the disabled. Are they going to walk or ride a bike to get around? I guess there will be a different place for them - wink, wink.
If you have elderly family members, do you check on them? If they are close enough to visit, do you? They often will not ask for help. You must see for yourself. Then, are you willing to help or does that responsibility get delegated to a stranger? Maybe if more family with your type of knowledge were involved in their lives and willing to help, these more mature members among us would be healthier and not have the need of the death cult services provided by the government.
As one of those elderly types, you have the picture. An example? My grandson's 7th birthday. We, and our two elderly friends who love our grandkids, were invited on Sunday for a few hours. The party was on Saturday.
Are they ashamed of us? I have no idea, but that's what happened. We are definitely expendable. I would be a fool to ask for help. True terror.
I understand what you are saying and I essentially agree with you 100%...it is not just the government and the medical system that is broken...it is our society that is broken...I absolutely get your frustration...and I did notice that the lady was in need of medical care...which broken bones are not something I would deal with. I am talking about a change of behavior before such a crisis occurs. You actually sound like someone in the medical community who cares and wants to make a difference. Unfortunately I believe you are in the minority...I applaud your efforts....
I have a 93 year old MIL that still lives independently cared for by 2 granddaughters that are like children to her. My mom lived to be 90 with no assisted care. I am 71 so I know about the things you speak of. I am on no medication and am trying to avoid the Alzheimer's that killed my dad in his 70's. I am just trying to show that there ARE alternative ways to approach healthcare that can be beneficial.
You actually prove my point with caring for your mother as you have. She is very lucky to have you and I get that all elderly are not in that position. This also points to the fact that the overdrugging of most people...especially the elderly...has not been beneficial. There are just other ways to deal with illness at any age.
I have had my doctor for over 25 years and we respect each other's knowledge and treatment protocols...so we have a very good working relationship. My son-in-law works in a nursing home and my daughter was a hospice social worker so I am very aware of the plight of the elderly. I have 2 nurses, an EMT and a nurse-practitioner in the family so we are pretty medically inclined.
See...relating to the fragility of bones in the elderly would be the consideration of vitamin D levels and the supplementation of that and vitamin K. If doctors were aware of how important it is to maintain healthy vitamin D levels, that could be a game changer. I am not saying that being your own health care advocate is the end all...but I am saying it is a start to a way of life that can greatly improve one's health outcomes.
Believe me I get your anger and angst...but it should be directed at the failed institutions in this country...overuse of drugs because of $, medical care dictated by the bottom line...$, doctors who know very little about good health or natural healing, nursing homes that use and abuse the elderly...$, and families that ignore their elderly...these are the things that need to change...NOT what I advocate...
I do appreciate your reply and I assure you we are on the same page. Jokingly I have told my husband "if I ever need to go to a nursing home...take me out back and shoot me"...BTW he is a general contractor and does work for one of the biggest nursing home chains in the south..which is what prompted that statement...
Ever heard of things like Christian based medi-share and things like that?
Look into it.
It's not health insurance, but cooperatives.
So you think that would be better than Medicare altogether, or as a type of supplement? It seems you think medicare itself is bad?
I think anything going thru the government is bad including medicare. Ever try calling them for anything?
The concept of insurance always heebed me out.
I am starting to look into cooperatives and Medishare. Most importantly, keep healthy. Best medicine.