When you get a call from your bank or any other legit place you have business with, its always best to ask for their name, extension and tell them you will call them back. If they give you a phone number, verify that number is listed on the official website.
How do you know it was officially a call from your bank?
Do you or have you ever had a run in with collections (legit obligation or not)?
Have you ever had a bankruptcy in your past wherein a legitimate debt was discharged?
If the call was legitimate and really from your bank / loan holder, then something is weird there.
If you are not sure the call was from your bank, then it may be an fraudulent entity trying to create a fraudulent evidence trail to support some kind of debt claim against you.
I don't take phone calls, texts. or emails from any entity who claims to be from my bank. I will only answer questions, ask questions, or transact in person at a local branch.
I have a note on file with my bank also stating that so no actions are ever taken unless I am there in person. You'd be surprised how accommodating banks can be.
I have a 14 acre field that I rent out to a local farmer to pay my taxes. I bought it in late 1999 with plans to build a house on it but just after, Bush was elected and something (God) told me to wait. I did.
It's paid for and I never was in another position to build. Michigan economy meet Systems Analyst. The plan now is to let my adult kids build on the land.
Every coule of months I receive a letter in the mail making me an offer. No company I know. Each offer is less than what I paid for the land in 1999. That would be 25 years ago if you're keeping track.
So, buy some land, pay interest on what ever your loan rate is, pay 25 years of taxes and sell it for less?! Nope not me. They aren't making any more dirt! And if they try to pry it outta my cold dead hand, I'll take a few of them with me.
I get occasional postcards that seem to have a few details about my mortgage saying I need to call right away to some 800 number.
Mortgage is with a local bank in town and I know from experience they'd just call me if there was ever an issue. I assume it's some scam company scouring public records. May be the same thing in your case.
I won't even verify my name to a foreign caller anymore. A little paranoid since someone in South America managed to charge 3 plane tickets to my banking a few years ago...
When you get a call from your bank or any other legit place you have business with, its always best to ask for their name, extension and tell them you will call them back. If they give you a phone number, verify that number is listed on the official website.
Don't answer if they are not in your contact list. If it is important, they will leave a message.
"Hello Caleb, I'm a Nigerian prince & I have proposal.....
Can I upvote this a thousand times?
She just wanted you to say YES.
I've heard that's the plan, to get a yes, then you start getting the bills or....
Scammers looking for information??? Foreign accent is a tell, to me.
How do you know it was officially a call from your bank?
Do you or have you ever had a run in with collections (legit obligation or not)?
Have you ever had a bankruptcy in your past wherein a legitimate debt was discharged?
If the call was legitimate and really from your bank / loan holder, then something is weird there.
If you are not sure the call was from your bank, then it may be an fraudulent entity trying to create a fraudulent evidence trail to support some kind of debt claim against you.
I don't take phone calls, texts. or emails from any entity who claims to be from my bank. I will only answer questions, ask questions, or transact in person at a local branch.
I have a note on file with my bank also stating that so no actions are ever taken unless I am there in person. You'd be surprised how accommodating banks can be.
I'd call the bank and ask if this is a regular practice. If not, it may be a scammer phishing for information.
Good plan.
I have a 14 acre field that I rent out to a local farmer to pay my taxes. I bought it in late 1999 with plans to build a house on it but just after, Bush was elected and something (God) told me to wait. I did.
It's paid for and I never was in another position to build. Michigan economy meet Systems Analyst. The plan now is to let my adult kids build on the land.
Every coule of months I receive a letter in the mail making me an offer. No company I know. Each offer is less than what I paid for the land in 1999. That would be 25 years ago if you're keeping track.
So, buy some land, pay interest on what ever your loan rate is, pay 25 years of taxes and sell it for less?! Nope not me. They aren't making any more dirt! And if they try to pry it outta my cold dead hand, I'll take a few of them with me.
I get occasional postcards that seem to have a few details about my mortgage saying I need to call right away to some 800 number.
Mortgage is with a local bank in town and I know from experience they'd just call me if there was ever an issue. I assume it's some scam company scouring public records. May be the same thing in your case.
Say no. See what the outcome is, seems like they are giving you a choice :)
I won't even verify my name to a foreign caller anymore. A little paranoid since someone in South America managed to charge 3 plane tickets to my banking a few years ago...