The aspirin is expensive because they have to employ a nurse to put a tablet in a little cup and come a bring it to you. And they need a head nurse to supervise the nurse, and a registrar to monitor the head nurse. You get the picture.
plus someone else is paying so they jack up prices. its turned in to a medical welfare system with all these superfluous participants draining the system. get healthy, do keto and stay out of their clutches.
I work in a walmart in the middle of nowhere and the sheer number of fat people coming in and filling their shopping carts with sugar laden products is disheartening. They won't, can't or refuse to see what they are doing to their bodies. But, they've been doing it all their lives and I'm sure it is hard to change now.
Sugar is an addiction, but they're fat for reasons beyond just the sugar. Other countries have people chewing raw sugar cane daily, but they don't have problems with obesity. I can't and won't defend eating junk food and becoming obese, but there's more poison in there than just the sugar. I'm looking forward to RFK Jr's changes.
Exactly, my spouse has retired and is on Medicare. When I see what a hospital or doctors office charges, the amount Medicare allows is significantly lower. And he is only responsible for 20% of that allowed amount.
Exactly why everyone should ask for an itemized list of costs and question everything on it. The medical profession charges way too much for people with insurance because no one questions the charges. We have to start looking into it.
I asked for an itemized list after a surgery, this was about 20 yrs ago. They sent one to me, when I unfolded it, it was taller than me. kek! I did contact them about multiple charges occurring throughout the bill, and they were removed. Insurance companies dont go through this crap.
I haven't been to a doctor since hip surgery 8 years ago. (I haven't trusted them for a long time.) Think of all the money I've saved everyone. Unless I break my arm patting myself on the back.
What about the cost for elderly that need assisted living ? HUGE COSTS, like 3 elephants in the room. In my state its 7k a month per person not a couple. What are these places doing with 7k a month, per person ?
Theyre always understaffed running on minimum people to assist with anything, so its not going to salaries. Again Money laundering shenanigans
Wow, 7K per month? That's quite a bit...
I live in a VERY blue state in New England (one of the teeny tiny ones LOL)
I have been taking care of my dad for the last few years and was able to set up a situation where the state pays me as a full-time caregiver. I understand the
challenges of providing for a loved one who is no longer capable of taking care of themselves without help.
I also know a lot of people are in this situation with no option but to leave for work every day, come home and try to "catch up" with their loved one's needs OR you can use assisted living and GUARANTEE they will be neglected and get even worse care than you can give before work and when you get back in the evening (if you even get to work a normal schedule in the first place, right?)
Its nothing against those employees - a lot of them truly do care. Its like a great teacher with too many kids in their classroom or too much CRT to teach. Besides that, many (like dad) just aren't cut out for that kind of living situation for tons of different reasons.
They say moving is the most stressful event in life, and its coming when they are least able to adapt. Its a lot on both the elderly parent and the child trying to find a way to provide.
Stress and loneliness are killers and conversely, just having good company is what can help the most. Laughing and companionship can literally help you live longer, its well known. Young or old, we all need that reason to get up out of bed.
I don't think we value elder care or child care enough as a society, nor do we pay attention to family and the personal touch that makes all the difference. I made a big change in life to come here. I knew no one else was going to help - not even family near his own age who had talked about doing it. Maybe its me but everyone seems really self-interested and self-centered these days. No one wants to give up what they have going on or make any sacrifices. It could be that everyone too close to the bone themselves, I guess.
Still, I've been told I'm a rare type of person for doing this. I always felt its best to follow what feels right in your heart, otherwise what would personal success and advancement really count for?
I don't know though, i guess I'm still learning about all of it. Just felt like sharing some thoughts.
So of course, I feel very lucky for have our situation. Sadly, my state is one of a very few I know of that have this. I do think its a shame most states don't have a similar program; I could see situations where a new mother could take care of Mom or Dad along with the baby and still contribute partially to household income, for example.
Anyhow, we are nowhere close to your number! I know for a fact this program saves the state a ton of money compared with upkeep in assisted living; that's if you can even find an opening. And of course your parent must be completely destitute to qualify for any REAL assistance; they'll count a crap 5K Colonial Penn policy as "assets" LOL.
They used to just provide the money more directly to the person to spend on caretaking however they chose, but there were problems of course. So now there are a lot of check-ins etc. with both the state agency and an assigned agency which oversees the caregiver.
What you can receive is determined by an in person assessment; they assign you a care level from 1 to 4. Even at max the $ is not enough to live on. You pretty much HAVE to have another job AND be getting other state benefits to have reasonable household income. When you couple this with all the other requirements, and if you actually do things the way they say that you're SUPPOSED to, that's where it becomes tricky.
In that way, the program almost encourages people to at least cut corners, if they don't outright game the whole damn thing. Selfishly I want to say that paying caregivers that 7K amount (which is about 2X vs. here) would go a long way toward helping people who actually strive to do this the right way instead of being FORCED into less than ideal situations where you can't be there for your loved one as much as you want.
The sad thing is that they probably DO give $7K+ per month to the assisted living facilities but for an individual who doing the same job (and doing it better and with documented, provably superior outcomes) you won't even come close to that, despite helping the state save those much larger costs. It should at least be comparable.
Well anyways. This got long but I would still welcome thoughts or replies.
Don't forget that most are in a shared room. My wife worked as a CNA in Florida for 5 years, a lot goes on in those places... My best friend died in one in 2016, the furniture was literally from the 70's and the care was terrible. My wife was in one this past november and it was filthy and 1/2 the staff weren't friendly and I got the impression they could be cruel.
The prices are crazy because the insurance companies and government negotiate to pay a percentage of the cost.
Your copay and 80/20 insurance pays 20%. A 500 dollar MRI will be priced at 5000. You pay 20% which covers your MRI and an MRI for illegal alien. The insurance company pays 50 bucks or so and that’s a bit of profit.
2018 Philippines Medical Costs 1 Week in hospital on IV antibiotics for an insect bite. 400 bucks.
2020 Philippines 3 Dr. Visits, 1 Emergency room visit. EKG,Chest X-ray, Echocardiogram, full lower ab sonogram. 6 assorted blood tests (Not the traditional panel) 3 meds for 1 month supply. 430 bucks.
2021 USA Ambulance Ride 3 miles, 1 CT scan, 2 X-rays. Total 13,000
when you have over 40+ million people who get health care for free. money gotta come from some place.
Yes,I got a $4200 bill for a fifty mile ride. Didn't have to pay it cuz I have good insurance.
The aspirin is expensive because they have to employ a nurse to put a tablet in a little cup and come a bring it to you. And they need a head nurse to supervise the nurse, and a registrar to monitor the head nurse. You get the picture.
plus someone else is paying so they jack up prices. its turned in to a medical welfare system with all these superfluous participants draining the system. get healthy, do keto and stay out of their clutches.
I work in a walmart in the middle of nowhere and the sheer number of fat people coming in and filling their shopping carts with sugar laden products is disheartening. They won't, can't or refuse to see what they are doing to their bodies. But, they've been doing it all their lives and I'm sure it is hard to change now.
Sugar is an addiction, but they're fat for reasons beyond just the sugar. Other countries have people chewing raw sugar cane daily, but they don't have problems with obesity. I can't and won't defend eating junk food and becoming obese, but there's more poison in there than just the sugar. I'm looking forward to RFK Jr's changes.
Then they stop by the pharmacy for their insulin injection.
Type two diabetes is curable in 4 weeks on a 0 carbohydrate diet.
No excuse to suffer with this disease.
Insurance companies are behind jacking up the prices ----- so they can have monopoly on the discount.
You can't forget regulatory capture!
How many tests and how much paperwork needed to be done so that the Aspirin could be sold for $10?
Ayup!
There will be a lot of angry push back when he starts DOGEing this bottomless pit.
Indeed!
More money laundering scams waiting to be discovered
Exactly, my spouse has retired and is on Medicare. When I see what a hospital or doctors office charges, the amount Medicare allows is significantly lower. And he is only responsible for 20% of that allowed amount.
The biggest!
https://www.thehealthy.com/healthcare/health-insurance/wildly-overinflated-hospital-costs/
Exactly why everyone should ask for an itemized list of costs and question everything on it. The medical profession charges way too much for people with insurance because no one questions the charges. We have to start looking into it.
I asked for an itemized list after a surgery, this was about 20 yrs ago. They sent one to me, when I unfolded it, it was taller than me. kek! I did contact them about multiple charges occurring throughout the bill, and they were removed. Insurance companies dont go through this crap.
I haven't been to a doctor since hip surgery 8 years ago. (I haven't trusted them for a long time.) Think of all the money I've saved everyone. Unless I break my arm patting myself on the back.
Bag of IV fluids 300 to 600$,exact same fluid,from same company,same as sold to hospital 25-50$
What about the cost for elderly that need assisted living ? HUGE COSTS, like 3 elephants in the room. In my state its 7k a month per person not a couple. What are these places doing with 7k a month, per person ?
Theyre always understaffed running on minimum people to assist with anything, so its not going to salaries. Again Money laundering shenanigans
Wow, 7K per month? That's quite a bit... I live in a VERY blue state in New England (one of the teeny tiny ones LOL)
I have been taking care of my dad for the last few years and was able to set up a situation where the state pays me as a full-time caregiver. I understand the challenges of providing for a loved one who is no longer capable of taking care of themselves without help.
I also know a lot of people are in this situation with no option but to leave for work every day, come home and try to "catch up" with their loved one's needs OR you can use assisted living and GUARANTEE they will be neglected and get even worse care than you can give before work and when you get back in the evening (if you even get to work a normal schedule in the first place, right?)
Its nothing against those employees - a lot of them truly do care. Its like a great teacher with too many kids in their classroom or too much CRT to teach. Besides that, many (like dad) just aren't cut out for that kind of living situation for tons of different reasons.
They say moving is the most stressful event in life, and its coming when they are least able to adapt. Its a lot on both the elderly parent and the child trying to find a way to provide.
Stress and loneliness are killers and conversely, just having good company is what can help the most. Laughing and companionship can literally help you live longer, its well known. Young or old, we all need that reason to get up out of bed.
I don't think we value elder care or child care enough as a society, nor do we pay attention to family and the personal touch that makes all the difference. I made a big change in life to come here. I knew no one else was going to help - not even family near his own age who had talked about doing it. Maybe its me but everyone seems really self-interested and self-centered these days. No one wants to give up what they have going on or make any sacrifices. It could be that everyone too close to the bone themselves, I guess.
Still, I've been told I'm a rare type of person for doing this. I always felt its best to follow what feels right in your heart, otherwise what would personal success and advancement really count for?
I don't know though, i guess I'm still learning about all of it. Just felt like sharing some thoughts.
So of course, I feel very lucky for have our situation. Sadly, my state is one of a very few I know of that have this. I do think its a shame most states don't have a similar program; I could see situations where a new mother could take care of Mom or Dad along with the baby and still contribute partially to household income, for example.
Anyhow, we are nowhere close to your number! I know for a fact this program saves the state a ton of money compared with upkeep in assisted living; that's if you can even find an opening. And of course your parent must be completely destitute to qualify for any REAL assistance; they'll count a crap 5K Colonial Penn policy as "assets" LOL.
They used to just provide the money more directly to the person to spend on caretaking however they chose, but there were problems of course. So now there are a lot of check-ins etc. with both the state agency and an assigned agency which oversees the caregiver.
What you can receive is determined by an in person assessment; they assign you a care level from 1 to 4. Even at max the $ is not enough to live on. You pretty much HAVE to have another job AND be getting other state benefits to have reasonable household income. When you couple this with all the other requirements, and if you actually do things the way they say that you're SUPPOSED to, that's where it becomes tricky.
In that way, the program almost encourages people to at least cut corners, if they don't outright game the whole damn thing. Selfishly I want to say that paying caregivers that 7K amount (which is about 2X vs. here) would go a long way toward helping people who actually strive to do this the right way instead of being FORCED into less than ideal situations where you can't be there for your loved one as much as you want.
The sad thing is that they probably DO give $7K+ per month to the assisted living facilities but for an individual who doing the same job (and doing it better and with documented, provably superior outcomes) you won't even come close to that, despite helping the state save those much larger costs. It should at least be comparable.
Well anyways. This got long but I would still welcome thoughts or replies.
Don't forget that most are in a shared room. My wife worked as a CNA in Florida for 5 years, a lot goes on in those places... My best friend died in one in 2016, the furniture was literally from the 70's and the care was terrible. My wife was in one this past november and it was filthy and 1/2 the staff weren't friendly and I got the impression they could be cruel.
Ever look at a hospital bill line item by line item? Lol
The prices are crazy because the insurance companies and government negotiate to pay a percentage of the cost.
Your copay and 80/20 insurance pays 20%. A 500 dollar MRI will be priced at 5000. You pay 20% which covers your MRI and an MRI for illegal alien. The insurance company pays 50 bucks or so and that’s a bit of profit.
What's going on with MedBeds?