As I understand it, California was in violation of numerous wild- fire risk preventative requirements for affordable insurance coverage. I’m not a fan of big insurance but this is all on the CA state government, not State Farm insurance.
After the Santa Rosa fires, I attended a talk where representatives from AIG's fire division (they had their own firefighting unit at the time) and CalFire reps were presenting on best practices for fire prevention. This must have been 2018-2019. One thing I learned was a healthy forest has 80-90 trees per acre. California averages 300 trees per acre and at the time was estimated to have a million dead trees. The fuel load is INSANE. Still is and yet, little is done.
I am not giving a pass to insurance carriers here. BUT - it is not a bottomless pool of money. The government plays a huge role in this - they set the terms, they approve the products, the permits to build and they manage the land - or are supposed to theoretically. Personally. I think they like having insurance to be the convenient boogeyman for their failures - intentional and unintentional - because it is an excuse to cry for more tax money- why? You aren't using it properly now, why should you be given more? (I know, I know)
Most insurance companies have already left California. That goes for health insurance AND casualty insurance. Between unrealistic demands on California business and state's disregard for its role in fire prevention, I believe State Farm is the only private insurance company left that will even consider offering fire insurance. I lived in Calabasas for 12 years and went through several insurance companies as one by one they left the state until only insurance could be got from the state through one of their crappy little insurance scam groups. Pretty sure those companies were strictly to satisfy some policy they boxed themselves into and would never result in an actual realized benefit in case of fire.
Could purely be a coincidence, but wouldn't it be "interesting" if "someone" knew "something" (catastrophic [to their bottom line]) was going to happen and took action to avoid it?
I believe it was an intentional fire just like Maui. Someone gave State Farm a “heads up” so they could cancel policies and not be held liable. If that can be uncovered, State Farm must be forced to pay and then lose their right to sell insurance. Congress must enact a law making insurance liable for a set number of months after cancelling insurance, just like if you have life insurance and die in a certain period, insurance companies will not pay out.
All premeditated. However, the Pacific Palisades area had already failed repeatedly to confirm to State Farm's water accessibility requirement! Their getting dropped is not surprising, is it? BUT...the intentional absence of water available to stop the fire?? Therein lies the plot to destroy residences, deny permits to homeowners to rebuild after fire, allow properties to be condemned, and allow purchases and permits for new low cost housing to be built there! What a fkg racket. Also along the coast through Malibu, rebuilding permits denied! God save California.
Wanna hear something CRAZY AS FUCK? The fires only burned for 3 days. THREE DAYS. I have it on radar and heat maps.
I may have posted them on here. Why then dod they close it all off for over a month??? There was no smoke after three days either. Also, there was twice they tried to start it on Dec. 10, and Dec. 14. The fire was so hot it heated up Venice beach those nights. They never reported them.
Can someone make sense of that? Or try? It’s pretty important.
State Farm has been dropping CA residents right and left as their policies come up for renewal.
Its a cesspool on nearly every level at this point - truly an attempt to drive out the middle class from the state leaving only the very rich and the many dependent on the government (aka voters).
Insurance companies should be forced to refund all insurance payments made during coverage to any one who they just drop for no reason. A law like that would stop this shit cold.
Is Lucky Larry Silverspring or a relative doing insurance?
Was about to say the same thing!!!
As I understand it, California was in violation of numerous wild- fire risk preventative requirements for affordable insurance coverage. I’m not a fan of big insurance but this is all on the CA state government, not State Farm insurance.
After the Santa Rosa fires, I attended a talk where representatives from AIG's fire division (they had their own firefighting unit at the time) and CalFire reps were presenting on best practices for fire prevention. This must have been 2018-2019. One thing I learned was a healthy forest has 80-90 trees per acre. California averages 300 trees per acre and at the time was estimated to have a million dead trees. The fuel load is INSANE. Still is and yet, little is done.
I am not giving a pass to insurance carriers here. BUT - it is not a bottomless pool of money. The government plays a huge role in this - they set the terms, they approve the products, the permits to build and they manage the land - or are supposed to theoretically. Personally. I think they like having insurance to be the convenient boogeyman for their failures - intentional and unintentional - because it is an excuse to cry for more tax money- why? You aren't using it properly now, why should you be given more? (I know, I know)
If I remember rightly Trump in first term told Gavin "rake the forest floors.
Most insurance companies have already left California. That goes for health insurance AND casualty insurance. Between unrealistic demands on California business and state's disregard for its role in fire prevention, I believe State Farm is the only private insurance company left that will even consider offering fire insurance. I lived in Calabasas for 12 years and went through several insurance companies as one by one they left the state until only insurance could be got from the state through one of their crappy little insurance scam groups. Pretty sure those companies were strictly to satisfy some policy they boxed themselves into and would never result in an actual realized benefit in case of fire.
Could purely be a coincidence, but wouldn't it be "interesting" if "someone" knew "something" (catastrophic [to their bottom line]) was going to happen and took action to avoid it?
It's not odds. It's obvious..
They knew.
I believe it was an intentional fire just like Maui. Someone gave State Farm a “heads up” so they could cancel policies and not be held liable. If that can be uncovered, State Farm must be forced to pay and then lose their right to sell insurance. Congress must enact a law making insurance liable for a set number of months after cancelling insurance, just like if you have life insurance and die in a certain period, insurance companies will not pay out.
All premeditated. However, the Pacific Palisades area had already failed repeatedly to confirm to State Farm's water accessibility requirement! Their getting dropped is not surprising, is it? BUT...the intentional absence of water available to stop the fire?? Therein lies the plot to destroy residences, deny permits to homeowners to rebuild after fire, allow properties to be condemned, and allow purchases and permits for new low cost housing to be built there! What a fkg racket. Also along the coast through Malibu, rebuilding permits denied! God save California.
The California Insurance Commission bears sole responsibility for insurance companies canceling policies.
Their policies forced rhe cancelation of people's insurance coverage statewide, not just in the burn areas.
Wanna hear something CRAZY AS FUCK? The fires only burned for 3 days. THREE DAYS. I have it on radar and heat maps. I may have posted them on here. Why then dod they close it all off for over a month??? There was no smoke after three days either. Also, there was twice they tried to start it on Dec. 10, and Dec. 14. The fire was so hot it heated up Venice beach those nights. They never reported them. Can someone make sense of that? Or try? It’s pretty important.
State Farm has been dropping CA residents right and left as their policies come up for renewal.
Its a cesspool on nearly every level at this point - truly an attempt to drive out the middle class from the state leaving only the very rich and the many dependent on the government (aka voters).
Insurance companies should be forced to refund all insurance payments made during coverage to any one who they just drop for no reason. A law like that would stop this shit cold.
They can always dream up a reason
Biden made good on his threat to increase extreme weather events but nobody took him seriously