Insurance companies set the prices and institutions are legally beholden to that.
If you are self pay, (ie have no contract with any insurance company) your bills are half of what a covered patient is charged. Hospitals/Clinics have to charge insured Pts insurance prices. Or they will be blacklisted.
While your paying double with insurance. Your coverage will claim its covering half before decuct. In reality, this is a lie.
You pay what self pay patients pay.
Then, ins will tell you they negatiated a better price on your behalf, so they didn't even have to pay the other half. Isn't that nice?
In reality, they set the inflated price to scare you into keeping insurance and to pretend like they're doing something for you.. its a scam.
All while your here paying off impossible deductibles, copays, and for the insurance itself. They are extorting money off you with 0 benefit.
God forbid you have emergency outside of network and get stuck with a surgery bill thats double the price it should be!
Insurance is only okay-ish for people who need a ton of medications, (just get part D plans that only cover meds)
Or people with preexisting conditions who's medical bills exceed deductibles, but they often deny coverage for people like this! So what's the point? Or emergencies, and thats if your in network and you'd still be paying 5k deduct and the price will be doubled for everything.
Self pay prices would drastically drop if this weren't the case. Its legalized price gouging.
I am anti vax, so I haven't had a vaccine in years. But when I signed up with the VA my records show I had several vaccines. So my dr clinic has falsified my records.
What am I missing here? The only way you can self pay is if you don't have insurance. By giving people the money they still have to purchase insurance if they think they need it. Other than possibly creating some competition, which I doubt because they collude in not having differences in pricing, how is it any different. A person still pays a crazy price for the insurance. How would the government figure out what a person should receive in payment? What would you suggest to make something like this work?
Well there needs to be anti trust lawsuits against insurances because they're definitely racketeering.
Maybe allow insured patients the right to opt out of insurance pricing, they can self pay if so choose. That way ins can't price gouge, pricing becomes transparent and competitive again.(and if you have an emergency your not stuck with some over inflated bill)
I definitely dont think throwing more tax money at the issue would help. Obamacare made this issue way worse.
The only thing it was good for is encouraging insurances to cover pts with preexisting. That can stay.
FYI the government already regulates medical pricing and it is usually what self pay is priced at. You can view the "real" cost of procedures at "CMS.gov Fee Schedual" if you have the codes for the proceedures, which you can google and have access to on your bills. (Ex; 99213 is a typical, basline Dr visit / checkup) ((remember in a hospital - not a clinic. Fees are doubled because there is a hospital fee and Dr fee))
Trumps first term made pricing transparent but its still not enough. Insurance convolutes everything on purpose so people dont really understand, even with pricing transparency as it stands currently.
We should have the right to opt out. That would take some of the power out of the hands of the insurance companies and give to us. Racketeering is another avenue that must be looked at because they are colluding to set prices between each other. They must be reined in. You are right. The ACA only amplified the problems and throwing more money at it only benefits the insurance companies. That is why simply extending the subsides is not a solution.
I think Trump is going to use a process like he did with big pharma. He is going to force the insurance companies to decrease their rates and he is going to take some of the subsidy money and give it to the people. This will be done in parallel with MAHA and actual cures.
It doesn't "break the empire". Trump just kidnapped the dictator of Venezuela and had Marco Rubio take over the country. He is consolidating power away from our enemies in the empire and towards him. This is how you win.
The only piece missing here is that the elections and voting are 100% corrupt and captured. All Trump is doing here is setting up the narrative to block the left narrative so voting can be stolen by the good guys.
I'm pretty sure the election integrity issue is part of the reason for snatching Maduro.
Dominion has its roots in Venezuela from what I've read, and Maduro probably has all the receipts. If he doesn't, they'll be revealed after power is transferred in Venezuela.
Possibly the machine election integrity issue. But there are many ways to cheat that may not rely on foreign interference. Plus, none of the voting fraud can take place without treasonous US citizens enabling the foreign methods.
Weren’t some of these arguments… part of liberal arguments when they were fighting for universal healthcare? Makes me feel dirty that I'm agreeing with what liberals were saying back in the day...
Sometimes, liberals say true things. But recall that Obama's "solution" to all of this was to force everyone to go buy insurance. If your employer didn't give you insurance, you had to buy it yourself. Even the shitty high-deductible plans on the Obamacare marketplace were $400 per month. And if you didn't buy insurance for your whole family, you were punished with a huge tax. And liberals sang praises for this law, even though it was exactly the opposite of what a real solution would be.
Fair point on Obamacare’s implementation, forcing people to buy private insurance was a completely different approach than actually breaking the power of insurers, which is why premiums and deductibles kept climbing.
That’s kind of the distinction I was getting at. There’s a difference between criticizing insurers for driving up costs, and choosing a policy that actually solves that problem. A lot of people on the left made argument #1 back then but the policy they got behind in 2010 didn’t match the critique. It protected the private insurance model instead of replacing it.
So it’s not that I’m suddenly buying into “liberal solutions,” it’s more that the diagnosis of the problem (insurers extracting value rather than adding it) turns out to be bipartisan when you strip the branding off it.
What’s different now is that someone is finally talking about attacking the insurance side directly instead of making everyone buy into it.
And a lot of people are going to have a rude awakening when they see what’s coming on ACA premiums. Insurers are requesting double-digit increases for 2026, and if the enhanced premium tax credits expire, many subsidized enrollees could see what they pay more than double on average even before cost-sharing rises kick in. That’s much larger than the typical year-to-year change most people are used to seeing.
I think a lot of people are going to be getting some nasty surprises if they haven't been keeping up with what's been going on. 😕
And just like that all insurance companies seemed to jump on the raise the price bandwagon. Car insurance and homeowners home insurance come to mind, rather quickly!
Holy cow. As someone who works in medical billing and finance. This is massive! I never thought id see the day.
Whats massive about it for someone who has no idea about billing?
Insurance companies set the prices and institutions are legally beholden to that.
If you are self pay, (ie have no contract with any insurance company) your bills are half of what a covered patient is charged. Hospitals/Clinics have to charge insured Pts insurance prices. Or they will be blacklisted.
While your paying double with insurance. Your coverage will claim its covering half before decuct. In reality, this is a lie.
You pay what self pay patients pay.
Then, ins will tell you they negatiated a better price on your behalf, so they didn't even have to pay the other half. Isn't that nice?
In reality, they set the inflated price to scare you into keeping insurance and to pretend like they're doing something for you.. its a scam.
All while your here paying off impossible deductibles, copays, and for the insurance itself. They are extorting money off you with 0 benefit.
God forbid you have emergency outside of network and get stuck with a surgery bill thats double the price it should be!
Insurance is only okay-ish for people who need a ton of medications, (just get part D plans that only cover meds)
Or people with preexisting conditions who's medical bills exceed deductibles, but they often deny coverage for people like this! So what's the point? Or emergencies, and thats if your in network and you'd still be paying 5k deduct and the price will be doubled for everything.
Self pay prices would drastically drop if this weren't the case. Its legalized price gouging.
I am anti vax, so I haven't had a vaccine in years. But when I signed up with the VA my records show I had several vaccines. So my dr clinic has falsified my records.
What am I missing here? The only way you can self pay is if you don't have insurance. By giving people the money they still have to purchase insurance if they think they need it. Other than possibly creating some competition, which I doubt because they collude in not having differences in pricing, how is it any different. A person still pays a crazy price for the insurance. How would the government figure out what a person should receive in payment? What would you suggest to make something like this work?
Well there needs to be anti trust lawsuits against insurances because they're definitely racketeering.
Maybe allow insured patients the right to opt out of insurance pricing, they can self pay if so choose. That way ins can't price gouge, pricing becomes transparent and competitive again.(and if you have an emergency your not stuck with some over inflated bill)
I definitely dont think throwing more tax money at the issue would help. Obamacare made this issue way worse.
The only thing it was good for is encouraging insurances to cover pts with preexisting. That can stay.
FYI the government already regulates medical pricing and it is usually what self pay is priced at. You can view the "real" cost of procedures at "CMS.gov Fee Schedual" if you have the codes for the proceedures, which you can google and have access to on your bills. (Ex; 99213 is a typical, basline Dr visit / checkup) ((remember in a hospital - not a clinic. Fees are doubled because there is a hospital fee and Dr fee))
Trumps first term made pricing transparent but its still not enough. Insurance convolutes everything on purpose so people dont really understand, even with pricing transparency as it stands currently.
Thank you for your reply. That helps.
We should have the right to opt out. That would take some of the power out of the hands of the insurance companies and give to us. Racketeering is another avenue that must be looked at because they are colluding to set prices between each other. They must be reined in. You are right. The ACA only amplified the problems and throwing more money at it only benefits the insurance companies. That is why simply extending the subsides is not a solution.
Thank you! I had no idea!
These are great and incredible times we're living in, annons.
😁👍🇺🇲⚡
I think Trump is going to use a process like he did with big pharma. He is going to force the insurance companies to decrease their rates and he is going to take some of the subsidy money and give it to the people. This will be done in parallel with MAHA and actual cures.
This is an awesome idea!
It doesn't "break the empire". Trump just kidnapped the dictator of Venezuela and had Marco Rubio take over the country. He is consolidating power away from our enemies in the empire and towards him. This is how you win.
Hussein’s muh legacy “affordable care” 🤬
The only piece missing here is that the elections and voting are 100% corrupt and captured. All Trump is doing here is setting up the narrative to block the left narrative so voting can be stolen by the good guys.
I'm pretty sure the election integrity issue is part of the reason for snatching Maduro.
Dominion has its roots in Venezuela from what I've read, and Maduro probably has all the receipts. If he doesn't, they'll be revealed after power is transferred in Venezuela.
Possibly the machine election integrity issue. But there are many ways to cheat that may not rely on foreign interference. Plus, none of the voting fraud can take place without treasonous US citizens enabling the foreign methods.
my eye's roll back when I hear someone say something is fascist..
but she's right about what POTUS is doing. and he added to that attack on the financials by going after institutions buying single family homes.
Nothing will change. Get ready for a 1% shift.
You sound triple boosted.
You are a faggot.
Honest question
Do we all get the money or does this only affect those on Medicaid Medicare subsidies?
Weren’t some of these arguments… part of liberal arguments when they were fighting for universal healthcare? Makes me feel dirty that I'm agreeing with what liberals were saying back in the day...
Insurers increase system-wide costs
Insurers generate excessive profits
Administrative complexity inflates prices
Insured patients pay more than self-pay
High deductibles/copays burden patients
Coverage denial and pre-existing condition issues
Lack of price transparency
Insurer monopoly/oligopoly power
Provider dependence on insurer contracts
Sometimes, liberals say true things. But recall that Obama's "solution" to all of this was to force everyone to go buy insurance. If your employer didn't give you insurance, you had to buy it yourself. Even the shitty high-deductible plans on the Obamacare marketplace were $400 per month. And if you didn't buy insurance for your whole family, you were punished with a huge tax. And liberals sang praises for this law, even though it was exactly the opposite of what a real solution would be.
Fair point on Obamacare’s implementation, forcing people to buy private insurance was a completely different approach than actually breaking the power of insurers, which is why premiums and deductibles kept climbing.
That’s kind of the distinction I was getting at. There’s a difference between criticizing insurers for driving up costs, and choosing a policy that actually solves that problem. A lot of people on the left made argument #1 back then but the policy they got behind in 2010 didn’t match the critique. It protected the private insurance model instead of replacing it.
So it’s not that I’m suddenly buying into “liberal solutions,” it’s more that the diagnosis of the problem (insurers extracting value rather than adding it) turns out to be bipartisan when you strip the branding off it.
What’s different now is that someone is finally talking about attacking the insurance side directly instead of making everyone buy into it.
And a lot of people are going to have a rude awakening when they see what’s coming on ACA premiums. Insurers are requesting double-digit increases for 2026, and if the enhanced premium tax credits expire, many subsidized enrollees could see what they pay more than double on average even before cost-sharing rises kick in. That’s much larger than the typical year-to-year change most people are used to seeing.
I think a lot of people are going to be getting some nasty surprises if they haven't been keeping up with what's been going on. 😕
And just like that all insurance companies seemed to jump on the raise the price bandwagon. Car insurance and homeowners home insurance come to mind, rather quickly!