Nah, I'm all for anarcho capitalism. If there is a government it should be as small as possible.

That young guy in Argentina going around the country running for president is pretty much the guy to make it happen, if he can somehow win the election

It sounds like a utopia to me, something like anarcho-capatalism :-

"that advocates the elimination of the state and the elevation of the individual in a free market.

no state is morally justified, and that the traditional functions of the state thus ought to be provided by voluntary human interaction. Others, claim that the state is economically and socially sub-optimal and that non-physically coercive human interaction yields greater Marshallian efficiency."

"Anarcho-capitalism is a consistent version of capitalism, where coercive public monopolies would no longer exist.

Anarcho-Capitalism embraces the free market, which contrasts with collectivistic anarchist philosophy.

"Anarcho-capitalists state that an employer-employee relationship may be a mutually profitable form of voluntary association. They resent government as a parasite that corrupts, biases, impedes and distorts what would otherwise be peaceful fair and free associations.

Anarcho-capitalists consider that in consenting to a contract, that each party was free to refuse, the contract is voluntary and therefore legitimate and beneficial, claiming any external power that attempts to prevent such relationship is itself an oppression."

"Because the free market system is so weak politically, the forms of capitalism that are experienced in many countries are very far from the ideal. They are a corrupted version, in which powerful interests prevent competition from playing its natural, healthy role."

I have a theory that the federal government could be composed of four people and the country could not only still function but thrive like never before.

After an interesting conversation with u/bubble_bursts (if I remember correctly) back in antiquity I do concede that this is not an option for now but some more distant future when the entire planet has unwound 1000 fold, sheep are the exception and wars a thing of the past due to the population not being tricked into them. BB made some very good points and some recognizable form of continuity of government is required ATM. I also don't know what this looks like at the granular level and clearly have no real idea what I am talking about. Despite this, my natural desire for this situation is that the pendulum should swing the other way to, hitherto unforeseen and almost mindbogglingly small government.

It's like the John Lennon song except anti-communist and non child molesty.

"Imagine there is fuck all government"

"It's easy if you try...."

Because you pay down the principal starting the very first month, so you won't pay 133% on the full balance for the full year.

In the second month, the balance is even less, and so on...

Interest on loans is compounded. You calculated simple interest which is not done in business. The attached link is the method used for calculating monthly payments, total interest, and total payments on any loan, whether it’s a car loan, mortgage, and any business loans.