Forgive yourself and promise to do better. I’ve realized the world is only as good as its people- same for anything a church or community is only as good as its people. So be the good the world desperately needs. As mother Angelica said - be holy where you are now. Whether washing dishes, working a job, driving to work. Be grateful for each moment of the day & do your best. And love our creator above all- the rest will come easy.
I would think only if the banks/companies you have loans with went belly-up and became insolvent only then would you have no one to pay back? But I just can’t visualize it - as I’m sure larger companies would eat up all the small ones & while you might get a break on payments for awhile you’ll eventually get notified of your new debt holder & payment amounts
It’s not one chance - we have multiple chances multiple times throughout our days/weeks/months here on earth to turn to God and seek his will and to obey his commandments. Our life review will be all those minutes and seconds that passed by that we chose Gods will or our own & the ripples caused by those choices - good ripples & bad that affected all those around us.
Gotta keep our heads on a swivel- eyes & ears open in your surroundings & pray.