🤔🤔 Indiana life insurance CEO says deaths are up 40% among people ages 18-64
(www.thecentersquare.com)
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I was wondering when the insurance industry would finally weigh in on this... I am convinced that they will eventually not offer life or disability insurance to anyone who took an EUA drug and may in fact start denying claims from current policyholders.
Yep, this shit has GOT to violate terms of life insurance policies. Take a fucking experimental drug and die from it and expect them to pay? Haaa!
But it works out great for the insurance companies, which is probably why they kept mums about it so far.
So us pure bloods should get extra...
Is it time to short the insurance companies???
Absolutely!
You may be on to something there. Most young people do not have life insurance beyond what is offered free to an employee - which is not much. So, any new underwriting may have clauses, and I believe that some already do, with regard to experimental medical treatments - much the same as risky behavior or acts of war. But, the article doesn't give any indication that they suspect the jabs - at least nothing they are willing to say publicly. Insurance companies are not in the habit of taking huge loses and they are not stupid where it concerns trends. What is telling in this report as that these deaths are not related to Covid. But at the same time, are not being linked to the jabs either. In addition, long term disability claims are also up. Like you, I was waiting for reports from life insurance tables to start coming in. There is where we would see some truth. They have some huge lobbying power on the hill to pressure the government over policy. Now we will also have to wait and see if they quietly make any moves to increase rates for the vaxxinated or just deny them coverage altogether. Group insurance through employers may just across the board raise rates - so those of us smart enough not to take that poison will have to pick up the slack for those that did. Socialism at work. I think the same may eventually hold true for medical insurance as well.
So,ultimately, won't the insurance companies have to force death certificates and disability seeking to prove weather their COVID or vaccine related?Just in order to save the companies.
According to the article, they are not saying that the increase in claims, according to their tables for death and long term disability, is Covid related. We know that it is not Covid that is killing people beyond what a normal year's influenza death rate would be. Therefore 2020 did not see an increase in additional deaths based on a five year average. But 2021, after the vaxxine rollout, has seen an increase in death and disability far above normal that cannot be attributed to Covid such as car accidents, heart attacks, strokes, clot sequela, autoimmune disorders, cancer, etc. All of these causes on the surface appear to be unrelated to the shots - but will that be the internal conclusion of these companies. So far it sounds like they are dumbfounded as to why there is this drastic increase and are blaming it on the claimants as to poor choices during the plandemic that led to their demise or current condition. The real tell with be when we see what they do as far as any policy changes with regard to the jabbed. We can be pretty sure however, that they are going to pass this cost on to the rest of us in higher premiums.
Understand the policy changes.But if 40 percent are vaxxed and the injuries are proportionate,wont the insurance companies basically be forced to prove the vax is what is causing the deaths and injuries.It would seem the financial hit before policy changes would be more than could be stood.
Only if a death certificate states that vaxxine complications were the cause of death or that long term disability is due to vaxxine injury. The insurance companies can determine internally what they think may be going on in order to protect their bottom line, but unless there is an official reason from the medical examiner or an attending doctor stating causation, they do not have to prove anything. The majority of these injuries are being reported as being from other causes and not the vaxxines. Especially when death occurs more than a couple days post inoculation. Without a provable link, it honestly is only speculation on our part and theirs - even though most of the data we have is certainly pointed in that direction. The insurance company had no choice but to come forward with this information in the article because that is part of the public disclosure required. They have to explain the increase in claims - but they are certainly not going to say it is from the jabs no matter how much we know that vaxxines are more than likely the cause for most of them.
These people are all in bed together and are not going to throw each other under the bus. They will mitigate the loses internally and short of a whistleblower coming forward to expose their internal rationale, we will never know. They will quietly make changes and spread them across the entire sector to keep it from being so obvious. In the end, the consumer will shoulder the increase in cost - just as they intended. Don't think that this was not accounted for when they war gamed this out. They will cover each other.
You are right,I easily forget how deep this goes.And how far ahead they would game.This would be one of their first obstacles.Thanks for taking the time.
You are quite welcome fren. That is why we are all here on this board - to exchange ideas and information to help us all pull this together in order to make sense out of the madness. I really don't know what I would do without all my frens here. I do not use any other social media and do not get my information from MSM. So, thank you for engaging.
When you say young people don't have life insurance as in people in their 20s, but in their 30s and up I would say is the life insurance market, especially the married.
Thank you for making me clarity that somewhat. Surprisingly enough, there are many young adults married with children in their twenties and thirties that have no life insurance beyond what is offered by an employer which is not much. Usually they will try to pick up medical insurance if offered through work, but additional life insurance for many is another monthly deduction they cannot afford. Those that work for very small businesses especially, depending upon the state, are offered no benefits beyond maybe a week's vacation every year. Some don't even get that. I personally know many young people that are uninsured and when I was young I did not have any either. I was single and in college so didn't see the need. If a family does pick up life insurance, often the wife is not covered if she stays at home as a working mom. They just do not see it as necessary given their age. They are playing the odds and at that age, the odds are in their favor.
Many people do not even consider the possibility of death until in their forties. That is why the ACA had to rope in younger people to keep the damn thing afloat - there were not enough of them with insurance to pay for it so they had to be forced to carry it. Life insurance is the same. It is a racket. Unless you have a separate policy that you own, as soon as a person leaves a job, they usually don't take the insurance with them because of the cost. That is all money in the insurance company pocket. The same thing happens with young people taking out separate policies - especially term policies. The companies are banking on the fact that somewhere along the way, a younger person is going to hit a rough patch and default on the policy. Once again, money in their pockets. You would be surprised at the number of policies that are walked away from.
I am a life insurance agent and have seen major changes in the industry these last 2 months. First traditional life insurers are leaving in droves Second Starting Jan-1, 2022, all permanent life insurance policies industry wide are required to increase the cost or potential cost of insurance. the new policies appear the same on the surface, but they give the insurers a lot of room to keep death benefit low or premiums high. I imagine the terms will follow.
That’s very interesting…thanks for sharing. I think some people are in for a rude awakening. Hopefully you won’t have much grief trying to explain all of these changes to your clients.
Here's the thing... Unless they specifically stipulated this they actually have no right to deny claims from a contractual point of view, and because of the government trying to forcefully mandate it that further removes attempts to deny claims.
Judges in court would not side with the life insurance companies under any circumstances because of those two points.
I wonder if there is such a clause in some of these policies…I think I will revisit mine just to be sure.
I agree that the coercion would be a mitigating factor in favour of the policyholder but it wouldn’t stop an insurance company from forcing the policyholder to litigate…some may walk away due to the legal costs.
Class action lawsuits nationwide would help to counter that though
Yes, for sure...they would definitely help.
2020 didnt see any crazy excess deaths compared to 2019/2018. the death rate increased the same 1.2% ish. which is how we here all knew the covid numbers were lies.
has anyone seen anything on ecess deaths this year?
I have also confirmed this with my friend who is an insurrance agent/company owner. He said the death rate numbers were basically the same every year. Therefore, it was Scamdemic of manipulated numbers.
absolutely....hence the mass formation psychosis
The trouble with that theory is lockdowns were so severe a lot of deaths associated with travel all went down. So the overall numbers can be the same but if less people died in car accidents offset those who died for being overweight folks with comorbidities then that number is useless. I live in a major city and only the paycheck to paycheck people were running around claiming to be 'essential workers' with a piece of paper they got from city hall. White collar folks started working from home and got staggered office days. Traffic was super light in 2020. Something we only experience after a hurricane or flood lol.
Coming soon, the battle between the insurance world and Big Pharma.
They are all owned by the same few entities like Blackrock. So it will be interesting to see which one of their interests comes out on top. What people do not know is that there are insurance policies taken out on people by the industry behind the scenes. They gamble on whether people will live or die. Just like they do with derivatives. Dr Martin gives a lecture on the insurance industry that is worth the watch. DR DAVID MARTIN – THE ILLUSION OF KNOWLEDGE
I know that medical costs and financing have to be the result of deals between medical insurance companies and Big Pharma, and they and the hospitals are all working together. Life insurance might not overlap enough for the obvious conflict. But I also wonder if non-medical insurers have their own little group that feeds together.
They are all in bed together. The same companies that offer medical insurance are usually in the business of offering life insurance as well. So they get to see the bigger picture of what is happening. But they are not going to tell us what they know. We will perhaps be able to surmise some of it based on what they do following what is coming out.
The investors and stake holders are pretty much the same for all the big players across the board. So this is going to be very interesting to see how they are going to spin this bombshell and I am sure this is only the first of others to be forthcoming. I really think that many at the present time are going to be doing some major damage control behind the scenes. The narrative is fast falling apart and many are going to be left holding the bag after being promised reward instead - especially the middle operators that are realizing it is their asteroids that are hanging out there exposed and that they will be held responsible. Some of them may start to realize that they were set up to take the fall when they thought they were doing the right thing. Hmmm, I wonder if we will start to see some of them start to throw each other under the bus in order to save their own hides. We shall see.
Insurance companies are NOT in business to lose money. If this is true, watch for a major shift in the Insurance industry.
Was just talking about this with my insurance guy this week. Asked if they were even considering vax vs non-vax when considering term/whole life policies. Said nothing had been mentioned yet, but I told him to watch for a sharp increase in deaths and disabilities amongst the vaccinated. This will cause premiums to skyrocket for all of us and they will never admit that it’s the vaccinated causing the surges. Oh well, get your fixed term 10-20 yr policy now before it all catches up! Then again, many of these companies may actually file bankruptcy when the dark winter is fully upon us.
Insurance companies have something called reinsurance. It's an insurance policy for insurance companies, so they cN recoup some of their losses.
Shared all over. Thanks for posting.
Drum Roll....
And the common denominator is......
"VACCINES" that actually take lives, not protect them.
From the article: Most of the claims for deaths being filed are not classified as COVID-19 deaths, Davison said.
“What the data is showing to us is that the deaths that are being reported as COVID deaths greatly understate the actual death losses among working-age people from the pandemic. It may not all be COVID on their death certificate, but deaths are up just huge, huge numbers.”
This actually should be stickied... thanks for posting.
It’s a fascinating article but sickening at the same time at what they’ve gotten away with.
I don’t know if any of you drive past cemeteries on the way to work etc., but I do. The average number of graveside tents at a large cemetery in my town has gone from 1-2 every few days (even during ‘covid’ 2020) to 4-6 every day and in different locations.
Not scientific by any means but I’m not really one to “trust the science” anyway.
That’s called anecdotal evidence and I think that I trust it more than the ‘science’ that they are currently spoon feeding us. Obituary section in my local paper is larger than what I remember and lots of ‘died suddenly’ remarks.
Yes, and I personally know several my age (30s) that now have cancer, heart problems, and fertility issues.
And that's definitely not normal.
It’s the “new normal,” welcomed by commies
Yea but it could be effected by confirmation bias.
Hacker News discussion on the topic: https://news.ycombinator.com/item?id=29769764
Honestly, I haven’t read this but before everyone flips out blaming it ALL on the vaccine; domestic violence is up, suicide up, drug abuse and overdoses up, alcoholism up.
The mental breakdown Facebook posts are up in my area.
Life insurance underwriters are certainly going to notice that.
Nov. 6, there were far fewer deaths from COVID-19 in Indiana compared to a year ago – 195 verses 336 – but more deaths from other causes – 1,350 versus 1,319.
VAERS DEATHS....aka....DEATH BY CLOT-SHOTS!!!!!!!!!!!!!!!!!!!!
Shocker.
Death by coincidence.
How strange that after reading the article i notice that the writer didnt mention the elephant in the room...the role that this so called vaccine had in the deaths and dissabilities...almost like they just cant connect the dots..or dont want to...
Yep, now ppl are just dying from jab side-effects. Clearly they knew the pandemic wasn’t going to get rid of enough of us, so phase two was the “genocide-by-vax” of everybody who managed to survive or avoid COVID. I sure hope something gives before they implement whatever phase 3 might be (I don’t even want to know).
Who buys life insurance? You plan on committing suicide 2 years from now? You're better off buying stocks or crypto with that money because they are exempt on paying out on just about everything.
Tax reasons in Canada.
Sounds like an unexplainable vaxxident to me!
Thanks mods for the 📌
Just as devils advocate- how many are fentanyl related as that has also caused an explosion in death rates among young adults more than anything else the last 3-4 years