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34
Looking for a new bank.
posted 1 year ago by Mandown 1 year ago by Mandown +34 / -0
23 comments share
23 comments share save hide report block hide replies
Comments (23)
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▲ 12 ▼
– The3rdKey 12 points 1 year ago +12 / -0

I've had a much better experience since I switched to a credit union. They treat me like I own the place because together, all of the depositors do in fact own the place. At least to a much greater degree than we do with one of the mega banks like I was using.

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▲ 3 ▼
– Magpi 3 points 1 year ago +3 / -0

Totally agree! I had my account one month and got a dividend!

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▲ 8 ▼
– BeerMan 8 points 1 year ago +8 / -0

Local credit union

That's the way to go.

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▲ 8 ▼
– Pbman2 8 points 1 year ago +8 / -0

The musician John Rich and other started this bank.

https://oldglorybank.com/

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▲ 6 ▼
– mac1221 6 points 1 year ago +6 / -0

Advice.... don't keep all your eggs in one basket. Spread the love around over several institutions - not owned by the same system. Get a credit union, maybe two, and then a bank. I never keep money all in the same place.

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▲ 4 ▼
– NOT_ADMIN 4 points 1 year ago +4 / -0

Do high yield if you are depositing a lot. Also credit unions, or physical gold has a better return than a bank

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▲ 3 ▼
– deleted 3 points 1 year ago +3 / -0
▲ 2 ▼
– Dashmoomoo 2 points 1 year ago +2 / -0

Well that's not as intriguing. 😅

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▲ 2 ▼
– NOT_ADMIN 2 points 1 year ago +2 / -0

Hahha yeah, phone autocorrect

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▲ 2 ▼
– GodBlessAmerica58 2 points 1 year ago +2 / -0

I can't wait to fuck them over on their 400 Checking account welcome bonus. As soon as the bonus hits account its time to close account.

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▲ 2 ▼
– SwansonRon 2 points 1 year ago +2 / -0

Old Glory or local credit union

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▲ 2 ▼
– Johnny87144 2 points 1 year ago +2 / -0

Old glory bank, and Coign credit card

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▲ 2 ▼
– dumb_okie 2 points 1 year ago +2 / -0

You could just cash the checks

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▲ 1 ▼
– deleted 1 point 1 year ago +1 / -0
▲ 1 ▼
– ditzee58 1 point 1 year ago +1 / -0

We switched to a local bank. The bank doesn't charge for overdrafts. We've only had 1 or 2 - oh and they also called when we were overdrawn which was nice.

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▲ 1 ▼
– Dogelog 1 point 1 year ago +1 / -0

Just exchange for gold. Invest in nice safe and install yourself. Or just bury it i On your property with a treasure map :) then treat the coin shops as your cash withdraws

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▲ 1 ▼
– propertyofUniverse [M] 1 point 1 year ago +1 / -0

Hi fren

Could you ask general questions in the daily post please:

https://greatawakening.win/p/16bid8r8VV/general-chat-for-sat-jul-01/

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▲ 1 ▼
– Trumpsara19 1 point 1 year ago +1 / -0

$300 bonus w $6k direct deposit https://www.usbank.com/splash/checking/q2-2023-jun-digital-checking-offer.html

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▲ 1 ▼
– rottn 1 point 1 year ago +1 / -0

USAA and local credit union. Got away from Chase for everything as soon as I heard they were freezing bank accounts for no reason.

Good Luck!

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▲ 1 ▼
– Rexspeedworthy 1 point 1 year ago +1 / -0

I find banks that offer cash incentives to open the account. Since I work two jobs, I can do it with two different banks. Once you meet their minimum threshold for the cash, you can close the account. I would basically LeapFrog these accounts making sure all auto bill pays and whatnot, from the current account are working properly before closing the previous one. This may seem cumbersome, but you're only in the bank for about a half hour with a new account and the app working on your phone. Generally a debit card in hand too. Spend another 30 minutes adjusting your accounts to the new credit card, your work is pretty much done.

It can take a while to make minimum threshold deposits, if you try really hard you can make about a thousand a year.

This also keeps your credit number changing frequently, making you less susceptible to fraud.

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▲ 1 ▼
– Imin-theinternet 1 point 1 year ago +1 / -0

No banks. Go as local as you possibly can. But are credit unions really that much better? Me thinks they are swimming in the same pool as banks are. Time will tell

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▲ 1 ▼
– Magpi 1 point 1 year ago +1 / -0

My understanding is that they (credit unions) aren't drowning in derivatives like regular banks are, so less risky. Mine is insured by something other than FDIC. But, they might be bound by the same regulations as banks. I'm fairly ignorant about these things.

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▲ 0 ▼
– O9er 0 points 1 year ago +1 / -1

Any trans actions involving 9000 or so a week must get reported to the IRS, could this be the problem?

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