Late last year congress questioned FICO. It's possible they made some changes.
Fun fact: Even the credit bureaus don't know exactly how your FICO score is calculated. FICO is a company and their scoring algorithm is their primary asset. I was the manager of application development for a credit bureau and I was amazed to learn that.
Agreed, My world is full of liberals that have no idea that this is real. Just sharing for the new people trying to figure this out or people that are like me that are trying to convince their liberal loved ones. I wasn't insulting your intelligence. You're a frog. I'd be hard pressed to show you something new.
I think you ask an important question and I think that the answer is fear.
Right now, American AI is providing targeting information to our military in Iran. Very soon, the US will be using AI powered drone fighters, with no human pilots, that fly in formation with human piloted aircraft and function as a single unit. Any country that falls behind in this technology doesn't stand a chance against a country that employs it. And this touches more than our military. A worker that uses AI can outperform anyone that isn't using it. It has a lot of potential for good, but it also has a lot of potential for bad. As a programmer, AI can already code circles around me.
As for the data centers themselves. I assume that you're reacting to their massive power needs. I think Texas has come up with the best solution that is available. That solution is to require that they build their own power generation so they don't overtax the existing grid.
It's very clear to me that we have a lot to think about related to AI and I hope that our best and brightest are doing exactly that.
We always do.