I've had a much better experience since I switched to a credit union. They treat me like I own the place because together, all of the depositors do in fact own the place. At least to a much greater degree than we do with one of the mega banks like I was using.
Advice.... don't keep all your eggs in one basket. Spread the love around over several institutions - not owned by the same system. Get a credit union, maybe two, and then a bank. I never keep money all in the same place.
We switched to a local bank. The bank doesn't charge for overdrafts. We've only had 1 or 2 - oh and they also called when we were overdrawn which was nice.
Just exchange for gold. Invest in nice safe and install yourself. Or just bury it i
On your property with a treasure map :) then treat the coin shops as your cash withdraws
I find banks that offer cash incentives to open the account. Since I work two jobs, I can do it with two different banks. Once you meet their minimum threshold for the cash, you can close the account. I would basically LeapFrog these accounts making sure all auto bill pays and whatnot, from the current account are working properly before closing the previous one. This may seem cumbersome, but you're only in the bank for about a half hour with a new account and the app working on your phone. Generally a debit card in hand too. Spend another 30 minutes adjusting your accounts to the new credit card, your work is pretty much done.
It can take a while to make minimum threshold deposits, if you try really hard you can make about a thousand a year.
This also keeps your credit number changing frequently, making you less susceptible to fraud.
No banks. Go as local as you possibly can. But are credit unions really that much better? Me thinks they are swimming in the same pool as banks are. Time will tell
My understanding is that they (credit unions) aren't drowning in derivatives like regular banks are, so less risky. Mine is insured by something other than FDIC. But, they might be bound by the same regulations as banks. I'm fairly ignorant about these things.
I've had a much better experience since I switched to a credit union. They treat me like I own the place because together, all of the depositors do in fact own the place. At least to a much greater degree than we do with one of the mega banks like I was using.
Totally agree! I had my account one month and got a dividend!
Local credit union
That's the way to go.
The musician John Rich and other started this bank.
https://oldglorybank.com/
Advice.... don't keep all your eggs in one basket. Spread the love around over several institutions - not owned by the same system. Get a credit union, maybe two, and then a bank. I never keep money all in the same place.
Do high yield if you are depositing a lot. Also credit unions, or physical gold has a better return than a bank
Well that's not as intriguing. 😅
Hahha yeah, phone autocorrect
I can't wait to fuck them over on their 400 Checking account welcome bonus. As soon as the bonus hits account its time to close account.
Old Glory or local credit union
Old glory bank, and Coign credit card
You could just cash the checks
Any trans actions involving 9000 or so a week must get reported to the IRS, could this be the problem?
We switched to a local bank. The bank doesn't charge for overdrafts. We've only had 1 or 2 - oh and they also called when we were overdrawn which was nice.
Just exchange for gold. Invest in nice safe and install yourself. Or just bury it i On your property with a treasure map :) then treat the coin shops as your cash withdraws
Hi fren
Could you ask general questions in the daily post please:
https://greatawakening.win/p/16bid8r8VV/general-chat-for-sat-jul-01/
$300 bonus w $6k direct deposit https://www.usbank.com/splash/checking/q2-2023-jun-digital-checking-offer.html
USAA and local credit union. Got away from Chase for everything as soon as I heard they were freezing bank accounts for no reason.
Good Luck!
I find banks that offer cash incentives to open the account. Since I work two jobs, I can do it with two different banks. Once you meet their minimum threshold for the cash, you can close the account. I would basically LeapFrog these accounts making sure all auto bill pays and whatnot, from the current account are working properly before closing the previous one. This may seem cumbersome, but you're only in the bank for about a half hour with a new account and the app working on your phone. Generally a debit card in hand too. Spend another 30 minutes adjusting your accounts to the new credit card, your work is pretty much done.
It can take a while to make minimum threshold deposits, if you try really hard you can make about a thousand a year.
This also keeps your credit number changing frequently, making you less susceptible to fraud.
No banks. Go as local as you possibly can. But are credit unions really that much better? Me thinks they are swimming in the same pool as banks are. Time will tell
My understanding is that they (credit unions) aren't drowning in derivatives like regular banks are, so less risky. Mine is insured by something other than FDIC. But, they might be bound by the same regulations as banks. I'm fairly ignorant about these things.