I have a similar thought but with a twist.
I've thought for some time that once the dominos begin to fall in the fraud states, that Biden and Harris will resign. Biden and Harris are small potatoes compared to the real puppet masters.... the cabal will throw Biden and Harris under the bus in an attempt to save the real power brokers.
Now if that were to happen, I have no idea what follows ... I assume we will have a constitutional crisis similar to the civil war.
I think the answer depends on why you are buying.
If you are buying for wealth preservation, I would suggest 50 gold / 50 silver for only a percentage of your wealth. Not all of it. Saint Gaudens MS63+ for gold if you want to pay a premium for the rarity. Gold and Silver Eagles if you are looking for just the value of the metal.
If you are not buying for wealth preservation, I would suggest all silver. Silver eagles, morgans or junk silver. You can always trade for gold later if you wish.
It's in the 32s now. Am wondering if this is partially due to Trump's remarks on Bitcoin today. https://news.yahoo.com/donald-trump-calls-bitcoin-scam-011300189.html
You cannot lead a team if you're dead.
I'm truly sorry that you are in this position.
Are you married? If so, perhaps your spouse is the one who should help you decide since they will be the most impacted by your decision.