I had "wonder" as a sweet innocent young child, but as an Awakened Adult with seven decades of experience I have accepted they Lie To Us About EVERYTHING, declared or undeclared.
My home owners ins. increased by 40% (never had a single claim), but...
Our medical ins. has more than doubled in a single year, and covers less.
"Insurance" is never proportional or tied to inflation. There is price gouging in other industries but at least it is still closely tied to measure of supply and demand along with inflation.
I think the concept of insurance and private property rights is going to have to be adjusted to protect people from the collusion of government and insurance industry working in tandem to take away people's private properties with absurd combo of insurance/property taxes.
Reminds me of the old Three Stooges law firm, Dewey Screwim and How. Just goes to show you big business and the government work together against the people.
Um, not to throw cold water on this, but I do believe that such codicils about "acts of God," war and terrorism have been written into insurance policies for as long as I can remember, and that's quite some time. The same kind of "out" loophole in policies is that suicide will not be paid out on a life insurance policy.
Now maybe some insurance companies are emphasizing this feature of their policies, but the fine print on insurance policies (like the Terms of Service for an app) are thousands of words long and buried in the fine print. And who reads those?
This is true but the problem is that "climate change" can be construed and twisted into the "Acts of God" clauses that exist in many insurance policies.
If you want the truth, just look at insurance. They have risk management up the ass. They see what's happening with the border. They know what it means and what could happen. Mitigating risk is what they do to profit.
The same was seen with life insurance and the 40% increase in all-cause mortality. That was outed by life insurance companies losing massive amounts of money, leading to many to see that the vax was the cause.
That is why I am a bit in confusion on why is this news. Unless it is to make it more explicit than it was, this is not as new as some people here think it is to be.
Not the insurance part yet, but the VA hospital treating the illegals has got to be true. My husband has always had his appointments during the day. No later than 3 PM. He just got an appointment in February for 5:30 PM. He's like, 'Why did they give me one so late in the day?' Then I told him, 'The illegals are taking up all the daytime appointments.' Same thing with his primary VA doctor. Instead of a personal visit, he got a phone visit.
Friends please talk to your veteran friends about their experiences with the VA. I am convinced they are trying to actively kill OEF and OIF veterans.
My self was sent home with a life threatening injury to die. A friend of mine with cancer misdiagnosed for 2 years and still not getting proper care they are letting us die and suffer.
The doctors don’t know they just follow whatever the VA computer system tells them.
I used to have a job where I dealt with insurance claims adjusters. I battled the adjusters, who are the ones who determine what the payout will be on a claim.
They ALWAYS lie and cheat.
ALWAYS.
Not sometimes, not most times, not 99% of times.
ALWAYS.
They always try to pay out less than they are legally obligated to pay.
I met an attorney who became a billionaire from the cases he won against insurance companies who tried to manipulate their claims payouts.
If you have a claim against an insurance company, it is you vs. them.
On your side is usually just you.
On their side is: a team of adjuters and adjuster managers who all review the approved payout, a team of actuaries, a team of attorneys, and a team of executives who make company policies to manipulate how much to payout, regardless of reasonableness of claim.
All vs. you. This is their profession. It is not yours.
These days, they often use third-party companies to interact with the customer, and they get paid for lowering the payouts, as well.
Plus, in many states, the insurance industry lobbies the State legislatures so that the law is that "insurance fraud" is defined as ONLY when a claimant or other party commits fraud against the insurance company, but there is NO provision for when the insurance company commits fraud against the claimant.
And they always do.
They use software programs, in which they manipulate the variables, so that they use different sets of criteria on one program to determine policy premium rates to charge, and a different set of criteria to determine claims payouts.
The insurance industry is one, big, fraudulent racket.
In theory, it's a good and needed product. But it has become so corrupted that it is no longer what it appears to be.
And don't ask your local insurance agent about any of this. They are kept in the dark. They only know how to quote prices and have a general working knowledge of insurance coverage.
They have no idea how the claims process REALLY works on the other end. The insurance companies make sure of it.
This exclusion has always been in property and casualty policies so, in this day and age, to add it to accident and health contracts is very logical. Insurers always exclude risks beyond control that can be catastrophic loss. Nothing to see here.
The actuaries they hire have to pass one of the most difficult, possibly most difficult, exams of any professional. They know how to analyze data and trends!
The insurance industry needs to be absolutely demolished and rebuilt. The depth and absurdity of the scam that is insurance makes me sick. It’s all 1000% a joke. It may as well be called what it is additional taxes. There is no insuring anything when any claim is fought to the death to pay you as little as possible.
I had "wonder" as a sweet innocent young child, but as an Awakened Adult with seven decades of experience I have accepted they Lie To Us About EVERYTHING, declared or undeclared.
My home owners ins. increased by 40% (never had a single claim), but...
Our medical ins. has more than doubled in a single year, and covers less.
"Insurance" is never proportional or tied to inflation. There is price gouging in other industries but at least it is still closely tied to measure of supply and demand along with inflation.
I think the concept of insurance and private property rights is going to have to be adjusted to protect people from the collusion of government and insurance industry working in tandem to take away people's private properties with absurd combo of insurance/property taxes.
We live in the same nightmare!
Reminds me of the old Three Stooges law firm, Dewey Screwim and How. Just goes to show you big business and the government work together against the people.
Um, not to throw cold water on this, but I do believe that such codicils about "acts of God," war and terrorism have been written into insurance policies for as long as I can remember, and that's quite some time. The same kind of "out" loophole in policies is that suicide will not be paid out on a life insurance policy.
Now maybe some insurance companies are emphasizing this feature of their policies, but the fine print on insurance policies (like the Terms of Service for an app) are thousands of words long and buried in the fine print. And who reads those?
This is true but the problem is that "climate change" can be construed and twisted into the "Acts of God" clauses that exist in many insurance policies.
If you want the truth, just look at insurance. They have risk management up the ass. They see what's happening with the border. They know what it means and what could happen. Mitigating risk is what they do to profit.
The same was seen with life insurance and the 40% increase in all-cause mortality. That was outed by life insurance companies losing massive amounts of money, leading to many to see that the vax was the cause.
That is why I am a bit in confusion on why is this news. Unless it is to make it more explicit than it was, this is not as new as some people here think it is to be.
Amen.
Not the insurance part yet, but the VA hospital treating the illegals has got to be true. My husband has always had his appointments during the day. No later than 3 PM. He just got an appointment in February for 5:30 PM. He's like, 'Why did they give me one so late in the day?' Then I told him, 'The illegals are taking up all the daytime appointments.' Same thing with his primary VA doctor. Instead of a personal visit, he got a phone visit.
Something very fishy about the way we bend over backwards for everyone except Americans.
I know a lady who had her neck broke by a chiro, required her spine to be re-constructed, screws, plates, the works…
The government didnt give her one single penny for over 3 years, “because someone, somewhere might be faking an injury to get government help”…
Yet they dont seem to be too concerned about non-Americans abusing our generosity.
I know what you mean. It is sad when the American taxpayer loses out over illegals and those who want to steal from the system.
It's not just that they give it to illegals. They continually cut services for Americans and send billions and billions overseas.
Money we don't want them sending not appropriated by the people. Not really by those who are elected either because it's all fraud.
I see what you mean. We have no say about our tax dollars.
It seems fishy to everyone else, but not us. This is a deliberate destruction of this country. They've infiltrated every single institution.
Friends please talk to your veteran friends about their experiences with the VA. I am convinced they are trying to actively kill OEF and OIF veterans.
My self was sent home with a life threatening injury to die. A friend of mine with cancer misdiagnosed for 2 years and still not getting proper care they are letting us die and suffer.
The doctors don’t know they just follow whatever the VA computer system tells them.
22 a day is BECAUSE OF THE VA!
I will certainly tell my husband this. Thank you.
I used to have a job where I dealt with insurance claims adjusters. I battled the adjusters, who are the ones who determine what the payout will be on a claim.
They ALWAYS lie and cheat.
ALWAYS.
Not sometimes, not most times, not 99% of times.
ALWAYS.
They always try to pay out less than they are legally obligated to pay.
I met an attorney who became a billionaire from the cases he won against insurance companies who tried to manipulate their claims payouts.
If you have a claim against an insurance company, it is you vs. them.
On your side is usually just you.
On their side is: a team of adjuters and adjuster managers who all review the approved payout, a team of actuaries, a team of attorneys, and a team of executives who make company policies to manipulate how much to payout, regardless of reasonableness of claim.
All vs. you. This is their profession. It is not yours.
These days, they often use third-party companies to interact with the customer, and they get paid for lowering the payouts, as well.
Plus, in many states, the insurance industry lobbies the State legislatures so that the law is that "insurance fraud" is defined as ONLY when a claimant or other party commits fraud against the insurance company, but there is NO provision for when the insurance company commits fraud against the claimant.
And they always do.
They use software programs, in which they manipulate the variables, so that they use different sets of criteria on one program to determine policy premium rates to charge, and a different set of criteria to determine claims payouts.
The insurance industry is one, big, fraudulent racket.
In theory, it's a good and needed product. But it has become so corrupted that it is no longer what it appears to be.
And don't ask your local insurance agent about any of this. They are kept in the dark. They only know how to quote prices and have a general working knowledge of insurance coverage.
They have no idea how the claims process REALLY works on the other end. The insurance companies make sure of it.
Better yet, find out which attorneys in your area fight insurance companies, and ask them for a recommendation for a public adjuster.
Somebody knows sumthin.
When Blue Cross starts telling the normies to fuck off, They will start to awaken.
What are liberals gonna do without daddy pharma kek
Pretty sure war was not a covered peril decades ago. It’s been a bit of time since I was in the insurance world.
This exclusion has always been in property and casualty policies so, in this day and age, to add it to accident and health contracts is very logical. Insurers always exclude risks beyond control that can be catastrophic loss. Nothing to see here.
If you want to understand future risks, watch the insurance companies.
The actuaries they hire have to pass one of the most difficult, possibly most difficult, exams of any professional. They know how to analyze data and trends!
Mathing be raycis.
I have got no intention to die for Israhell while the country is being flooded with third worlders.Pound sand.
It will soon be more expensive and more valuable than gold.
If we are still allowed to purchase it at all.
Yep
I heard that some insurances are including shit like "joining an insurrection" will deny all coverage for you...
They will soon be labeling us all as "assisting an insurrection" just for posting on here... We will be denied all insurance in the future...
The insurance industry needs to be absolutely demolished and rebuilt. The depth and absurdity of the scam that is insurance makes me sick. It’s all 1000% a joke. It may as well be called what it is additional taxes. There is no insuring anything when any claim is fought to the death to pay you as little as possible.