I am am unvaccinated and anti vax. But I'm curious about this. I have seen various estimates claiming that deaths among the death are up from 75% to 1000%. As insurance rates tend to be based mostly on the probabilities of health expenses, shouldn't we be expecting the amount we pay for insurance rates to go through the roof already?
Does it more than 2 years to reassess risks? Are governments secretly subsidizing these industries? What are your thoughts regarding this?
edit: cancer is particularly one health risk that is reported to have greatly increased. Cancer treatment is one of the most expensive medical costs, and I think we would see a change in insurance premiums if it has gone up as much as some are reporting.
Because insurance companies aren't paying death benefits if you took an experimental drug?
A friend of mine is a broker, runs a pretty large office, he says all the big insurers are paying out death claims as normal
I told him I have no idea how long that's sustainable
Anything not to offend big pharma!
I’m inclined to believe that scenario since Home owners and vehicle rates have sky rocketed with hurricanes, fires etc and vehicle rates are up due to vehicle costs going up. Life insurance won’t be able to sustain the payouts.
What if these insurance companies are offsetting their life insurance losses with home insurance and vehicle insurance?
I keep hearing Home insurance rates are going way up in NC because of hurricanes but it hasn’t been any worse in the past 3 years than the past 20 but my home insurance literally doubled last renewal.
From what I understand it could come down to Life Insurance companies fighting against big pharma/government. If the vax is experimental etc... they could/will try to decline the payout.
I couldn't imagine life insurance companies just paying out tens of millions from death jab claims. The problem is our health workers will never say the true cause of loss.
Some good insight you shared there Cats. I wonder if their company considered the Covid Jabs experimental?
Are they also seeing the death rates increase the same way we are on this board? Does the company/board happen to even consider that the Covid Shots might have something to do with it?
That is a good friend to take to lunch & pick their brain.
Did he comment on an unusual amount of death claims?
It’s like everything else, the insurance companies are playing nice for now and paying out benefits. They have to in order to keep the charade going.
The second that things become known to the general public, you can expect that this will be recognized as an experimental treatment and payments after that will be stopped.
"t’s like everything else, the insurance companies are playing nice for now and paying out benefits. They have to in order to keep the charade going."
Exactly what I'm thinking.
Don't be surprised if the FED is backstopping them like they do the banks.
Absolutely, what I think is probably happening. In fact, they were probably given the money during the 2020 covid scam.
And Obama care. They simply subsidize anything that isn't really working.
Aren't the big insurance companies essentially owned by the same entities that own the big pharma companies? Is this a case of the $$ going from one pocket to the other?
The vaccines are "safe and effective" so they must pay claims or prove the experimental drugs caused this.
If I was them I'd ask people to say how many vaccines they had, compare results and use that as proof so they don't have to pay our claims.
Or they can just go bankrupt.
But will people be truthful about the number of jabs they took? I doubt good records were kept by the government since you could get the shot at doctors’ offices, pharmacies, hospitals, work sites.
All the sudden you'll see HIPPA become stylish again and they won't be able to ask - my insurance never asked if I had chicken pox or mmr vaccines ....
My guess is that life insurance specifically will go up not traditional health insurance. These fast acting cancers are whacking people in a hurry so insurance probably isn’t that bothered by it.
By my estimates insurance companies realistically probably have like 60 % profit margins or higher. They will never publicly state that but there are so many ways to hide profit they probably won’t rock the boat much or people will catch on that the whole fucking thing is a scam. All insurance in every industry.
Health insurance saves money, if you die quickly of turbo cancers or cardiac events. Family plans will have less family members using health insurance!
But health insurance companies and life insurance companies are often separate entities.
We are in a Psyop...Inside of a Psyop...Who knows what is real and what is fake, or disinformation, or True...Not saying that the Vax has not caused damage..anyone can see that. I just have a hard time with a Massive Die off...I could be wrong, just my opinion
I agree and the possibility that the vaccine is mostly harmless needs to be on anons radars.
If black hats can fake school shootings and COVID deadliness, there's no reason that vaccine harm and die off couldn't also be faked using the same methods--primarily fake anecdotes and statistical gamesmanship.
The healthcare data is too opaque and sloppy to be analyzed IMO. I'm deferring to analysis of my social circle and the vaccinated don't seem to be doing significantly worse (at least in ways that I can firmly attach to the vaxx).
Just watch your local obituaries. It amazes me how many 50-60 year old's are dying suddenly. Unless you are suggesting those are fake too.
Had a 35 year old friend die suddenly before Christmas, and I've seen a bunch of premature births in my circle. Definitely not harmless.
I've seen way less births. Lots of people saying it's hard to get pregnant again, it's normally hardest the first time.
Nobody has died close to me in any way that could be attributed to the vax. However, one person was in the hospital for blood clots in the lungs, and another had their period for months straight and had to take at least 2-3 pharmaceuticals and an iron supplement for over a month to resolve the situation.
Other than that, nothing serious. However people are very noticeably getting sick more. Between friends and family it seems like there's always someone sick. Right now 3x close family members are sick, and one of my friends was sick in the last week or so.
I'm the only person out of my family and close friends that didn't take the vax, and I'm the only one who hasn't had a single health problem. I've gotten sick once in the past 3yrs, had a fever, and was mostly better same day. Had a cough that somewhat stuck around for a week or so though.
The silver lining is they finally stopped bugging me about getting the vax, although they still get them.
There is one last thing I remember, at work we did have one person "die suddenly". She was apparently fine one day, the next day out sick, and the day after that dead. I work in IT so had to disable her account and that's how I found out about it. I work at a large MSP and we manage hundreds of clients though, so I can't really say "oh I know someone that happened to!" With a large enough sample size it's bound to happen.
Merf,
I'm with you. If the vaxx is as deadly as is being touted, my social circles should be imploding. They are not.
Why/why not?
It is too easy to say that only some batches were contaminated, my circles cross multiple states. It is improbable that they all received uncontaminated vaxxes, unless the vaxx IS mostly harmless.
I'm wondering if it's a controlled demolition mass kill. Can the self-assembling nanotechnology be a remote way to kill people? Slowly? Give them a heart attack? Cancer? Low potassium to stop their heart? I've been thinking about this and have no idea if it's possible.
Angel, I totally believe that this is possible.
Do I have proof, no.
Instead, I am looking at the predictive programming that is out there.
Have you seen No Time to Die (007)? Nanotechnology programmed to kill based on genetic markers.
Have you read Shift by Hugh Howey (part of the Wool/Silo series)? Nanotechnology. Whatever can be programmed to stitch body parts together, can be programmed to unstitch/break apart said body parts.
I believe that what we see in the realm of entertainment is probably 15-20 years behind what is actually possible.
None of those you mentioned. The book sounds good. I just happened to have on Robocop 2 yesterday and caught a little of it. Was made in 1990 and is about a dystopian Detroit with a drug problem called "nuke". It mirrors much of what we've seen with the opiate problem and of course, look at Detroit. I said that to myself yesterday, predictive programming.
Are your circles mostly in red or blue states? I think red states got more hot batches than blue states, so there could be more deaths in the red states than normal.
I have heard that, too.
I'm in a blue state. So, homeschool (450+ families - 2 hour radius) and church (800+ members) no out of the ordinary deaths. Out of the ordinary defined as being less than ~80 y.o. or as a result of a post-covid/vaxx illness.
In both communities, a funeral would be well known. I teach at the home school and this would be communicated to the teachers. At church, we pray for the families - also if the person who died is not a member but the surviving family member is, we would pray.
Family, extended family, friends are all over the country (red & blue states).
The only out of the ordinary death has been a family member (20 y.o. who died in a firearm accident).
No post-covid/vaxx cancers or other illnesses (new or returning) are being mentioned.
EDIT: Just remembered. Not a death, but a guy I know took the shot. Said he got myocarditis. Now says he is cured. Sounds like b.s. to me, but this is what he said. Blue state. J&J shot.
Totally Agree on ALL Points!!
same boat. But I needed to expand my circle. My own close circle wasnt too affected but when I started asking my friends circle, there were some clusters that had a lot of sudden deaths in 40-50 year olds. I write off 65+ y.o deaths bc thats really could be anything. But those under 45 is certainly suspect.
My prediction of massive die off is like 5% over the next 10 years albeit the majority of them will be retirement age so it won’t be as blatantly noticeable.
If there is an actual mass die off even those who think they are prepared won’t be ready for the world they face. It would be near world ending. Imagine everything not having enough workers when we are already staring at a huge shortage just from boomer normal retirements.
I’m self employed. Husband and wife on our policy. Rates just jumped to $21,540.00 per year with a $6,000 deductible. I think those with health benefits from an employer don’t “see” what is happening. Life Insurance: it’s been reported that life expectancy has dropped, first time in history, so bracing for additional rate increases on those policies. Actuaries are struggling to “forecast the future” and according to an Actuary friend they are “baffled”—duh!
remember that baffled is a synonym of silenced
baffled and confused I say! What could it possibly be?
lol
Edward Dowd knows. The smart money knows. They are just pre-positioning themselves to be able to profit.
Who owns/controls the insurance industry?
Same people that own/control big pharma.
You think they want to wake up more people to their attempted genocide?
They are also the same people that have secretly bankrupted social security. They know people are living longer. They need to get more and more elderly off their books as it were
Actually there have been reports of increased deaths by insurance companies...
You and I of course. And the printers at the federal reserve. So our grandchildren too.
The actuaries don’t lie. I did a quick look at life And health insurance stocks and didn’t see any general downward trend. At some points, the statistics will catch up with revenues. And at some point, the shareholders will demand an explanation. There is only one explanation.
the entire system is rigged. insurance companies are part of the system. If they followed their normal actuarial tables and started jacking up prices that would draw more attention to the deaths.
News reports of excess deaths don't bother NPC... even family member dying is just some random bit of bad luck. But hit them hard in their wallet and that may change. Some of them anyways.
My wife just went on Medicare at 65. Her policy with BCBS was 986.00 per month and it carried a 6000 dollar deductable. She has never been sick or in the hospital. They have been this high since the "AFFORDABLE care act". I don't know how that is not what you would call sky rocketing!
I'm there too. I'm thinking of not purchasing a part B policy at all. As you point out the premium plus the deductible make it almost worthless. Medicare threatens you with vague talk of penalties when I finally break down and take out a policy, as if Medicare is going to survive the pending financial implosion. They can't mandate that I give them money yet.
I bought the the Plan F I think. It is not available anymore. It was the one with no deductable. I think now the best plan you can get has a 160 dollar dedectable every year. That is the one my wife got. All of ours together now is less than 700 a month for both of us.
Ya think maybe it's confusing on purpose?
Yeah, ever seen anything the government does that is NOT confusing? My CPA said he can call the IRS and ask the same question to 3 different people and get 3 different answers!
I think this is why they didn't count it as a covid death until 2 weeks after the jab. After the 2 weeks, they did everything they could to call it death by pre-existing conditions. I'm with you. Eventually either the government will pay off the insurance companies, if they haven't already, or the rates will go up.
Mine went up 15% last year with increased deductible and 20% this year along with increased deductible. Tried to increase the amount of life and they said they would cancel me due to testing out. Advised to keep what I have as I am grandfathered in.
Bro, my insurance rates have gone up every year the last 3yrs. Rates have def gone up.
Being paid off just like the media companies were paid off to scare the hell out of grandma.
I think the insurance companies are in on it with the medical hospitals. My husband's total bill for spending less than 24 hours in the ER and hospital was $25,000. The amount of cheap, filthy adornments in the hospital is ridiculous. It was like being in a dollar store. This 4 letter, world renowned hospital organization is just putting the screws to the people with their standard of care. When deciding to do COBRA or retirement healthcare, we decided to skip them both and not do insurance any longer. Saves us $12-36 thousand a year. We won't step in another facility as long as I'm alive. They're just getting the money spread around by the government and NGOs anyway.
Insurance rate went off the charts when Obama care went into effect.
Because the Vax isn't as deadly as it's made out to be. If the Covid-19 is 99.95% survival rate the vax is probably 99.92% survival rate. That small percentage is still a huge amount of people, but people are not dropping like flies from the vax. I know many vaxxed people who are living just fine, and seemingly healthy, I believe over the long term will continue to have more health problems than unvaxxed people.
Am I reading your post wrong? Covid-19 was supposed to have a 99.9% recovery rate, not death rate.
Yes, I made a mistake there. I meant 99.95% survival rate.
Psyop within a psyop 🍿
Pray for those who are sick, trust God & MAGA on!
The real question should be...
If Pfizer and Moderna own the rights to all these people, since they are GMO property's of the company...
Why arent said companies getting these payments vs the family?
When that becomes known, will the families have to pay back all the death benefits to Pfizer?
You will own nothing, be bankrupt... 😆
Perhaps the reporting system used to "blame" the vax as the cause of death has been corrupted and is fraudulent. https://www.theburningplatform.com/2023/12/29/the-epic-covid-vax-fraud-brought-to-you-by-epic-systems-corporation/
Well, they're probably getting paid off by the cabal to keep their mouths shut and keep life insurance rates the same. If you work in healthcare, you see it every day, the carnage.
Also, I know two people who died suddenly, one dropped dead, literally at home in front of his wife. The other, died on vacation, suddenly, a retired RN.
Gov subsidies.
I play a high intensity sport weekly in a league across different age brackets with many people I know took the vax, and we haven’t had a single collapse or death. Then again, my parents can rattle off 5+ people they know who took the vax and died unexpectedly, all in different age groups. I can’t find any rhyme or reason to it. And the type of math you’re looking for in the insurance industry is called actuarial accounting. They absolutely should be adjusting rates for increased deaths; the industry rates are increasing across every insurance category and they are attributing it to inflation. They could be hiding the cause of the rate increases. We frens do suspect that many larger corporate CEO’s are basically deep state agents so it’s possible, but still doesn’t explain why I’m not seeing people drop dead in our league.
Do you know how long a simple definition change takes in insurance?
If you think bureaucracy is slow, insurance is even slower. Thousands of pages of archaic paperwork and code,it takes a dozen signatures and several boards just to change one single thing
Also, we are barely two years in. The vaccine rollout started with the elderly who would be dying anyways, then healthcare workers which have more illness due to work stress. It will take about a year more to start to see the true effects on all the 18-45s who got the shots.
Then there is also the saline. Why do you think spikevax and nova come predosed now? Because brave nurses and doctors have been doing salime shots on people, and then vaccine doses were disposed of as "unused". With SPIKEVAX and Nova, it is one and done, no more saline, no more mixing, no step where doc can lower or eliminate the dose
So…. Then there is a double edged sword: (1) say/prove unvaxxed and confirm on the DS radar or (2) no comment (or the more unlikely option say vaxxed), and pay higher rates.
I’m already on the radar due to exemption filed … but I can see a scenario here.
Do you know how many people life insurance companies employ? And they're all in on it? And none of them have talked to anyone about what's going on behind the scenes?
Increased interest rates might be helping mask it.
insurance rates ARE up.
Most people have insurance through employer, group policies. The rates of the policies are calculated based on age and so on of the group as well as how many claims. My day job just switched to a different carrier because too many people had too many claims.
Lots of jabbed people, lots of claims.
Ya man I’m with you. I don’t fall for The propaganda either side. I need to see it with my own eyes and up to now I don’t know anyone dying from vax and I live in commie area and commie work industry
This is a valid point.
The answer is that insurance rates are not only based on the current year but also on the projection of over a long period of time.
If payouts spike but level off over a long period of time then the insurance can be window dressed over.
But if there is a spike in deaths followed by a huge increase then it can not be glossed over with any window dressing.
It's because the vax isn't deadly.
Because dead people and incapacitated families don't make claims.
Do you understand how life insurance works?
Most people have rounding errors for coverage from insurance companies if at all. Also, those in the lowest health brackets were the most affected by this.
My medical insurance dumped me because I was not vaxed.
My home insurance I dumped because they doubled my rate because the cost to cover other people has gone up so high. They couldnt understand that my policy covers me, not anyone else. And vice versa.
Don’t give them any ideas.
Are you kidding me? Our employer provided medical & disability option (a large group purchasing together) costs the two of us (for excellent coverage) $34,000 per year!
Even though no claims, car insurance is through the roof.